FinanceFWD reports exclusively on the return of Barzahlen founders Sebastian Seifert and Achim Bönsch, who sold Barzahlen to Paysafe in 2021 for approximately $100 million. With finperks, they are now working with former CEO Andreas Veller to build a digital one-stop shop for gift cards and prepaid products, having raised €3.3 million from Motive Partners and seed+speed Ventures.

Die Barzahlen-Gründer sind zurück – und holen 3,3 Millionen Euro für Finperks 

The german-startups.de Deal Monitor for March 11 lists finperks as one of several deals of the day: Motive Partners and seed+speed Ventures are jointly investing $4 million in the Berlin-based fintech company, which is building an API infrastructure for the global prepaid market.  

finperks erhält 4 Millionen – PerioTrap bekommt 2,9 Millionen – Superhuman übernimmt Rows  

The Berlin-based fintech finperks has raised $4 million in pre-seed funding led by Motive Partners and seed+speed Ventures. The startup is building an API infrastructure for the global prepaid market, enabling banks, fintechs, and HR platforms to access over 1,000 brands in Europe for cashback, tax-free employee benefits, and digital gift cards through a single integration. The new capital will be used to expand the team, establish brand partnerships, and drive European expansion. 

Finperks erhält 4 Mio. USD Pre Seed Finanzierung 

BeBeez republishes the EU Startups piece on finperks' €3.4M pre-seed raise, led by Motive Partners and seed+speed Ventures. The article covers the founding team's viafintech background, the fragmented state of the global prepaid market, and finperks' single API approach giving partners access to 1,000+ brands across Europe for cashback, employee benefits, and digital gift cards. No new information beyond the original EU Startups report. 

Ex-viafintech founders’ new venture finperks raises €3.4 million pre-Seed to build the “Stripe for prepaid” 

Payments newsletter "Connecting the Dots" covers finperks' $4M pre-seed raise as its headline story, framing it as a notable infrastructure play in the $1.39 trillion prepaid market. Author Marcel van Oost highlights the "Stripe for prepaid" positioning and the founding team's viafintech background, noting the growing number of intermediaries between brands and merchants as the core problem finperks aims to solve. 

Finperks Raises $4 Million To Build The Stripe For Prepaid 

finperks, founded by the team behind Barzahlen/viafintech, has raised $4M in pre-seed funding led by Motive Partners and seed+speed Ventures to modernize the fragmented global prepaid market. Its single API gives banks, fintechs, and HR platforms access to over 1,000 brands across Europe, enabling cashback, digital gift cards, and employee benefits without building their own infrastructure. The funds will support team growth, brand partnerships, and European expansion. 

Berlin-based fintech startup finperks has raised $4 million in a pre-seed funding round led by Motive Partners and seed+speed Ventures. 

finperks has raised $4M in pre-seed funding led by Motive Partners and seed+speed Ventures to build a single API layer for the fragmented global prepaid market. The Berlin-based startup, founded by the team behind Barzahlen/viafintech, enables banks, fintechs, and HR platforms to offer cashback, digital gift cards, and tax-free employee benefits through one integration.

Berlin-based startup finperks Raises $4M Pre Seed To Build Prepaid API 

finperks has raised $4M in a pre-seed round backed by Carsten Maschmeyer, seed+speed Ventures, and Motive Partners to build global prepaid payment infrastructure. Just six months after launch, the company has already onboarded partners including FLIZpay, Recardy, and Paylo, and enabled over 1,000 brands across 30 markets. Its single API covers use cases ranging from cashback and employee benefits to loyalty point conversion and agentic prepaid wallets. 

Prepaid payments startup raises $4m pre-seed round 

Berlin-based finperks has raised $4M in pre-seed funding led by Motive Partners and seed+speed Ventures to build API infrastructure for the global prepaid market, projected to reach $4.24 trillion by 2035. The platform gives banks, fintechs, and HR platforms access to 1,000+ brands across Europe through a single integration, enabling cashback, digital employee benefits, and gift cards. Funds will be used to grow the engineering team and expand into additional European markets. 

finperks raises $4M pre-seed to build prepaid payments infrastructure 

Finperks, a Berlin-based fintech founded by the team behind Barzahlen/viafintech, has raised has raised €3.4M ($4M) in a pre-seed round led by Motive Partners and seed+speed Ventures. The company is building a single API infrastructure dubbed the "Stripe for prepaid" that enables banks, fintechs, and HR platforms to offer cashback, gift cards, and employee benefits without building their own prepaid infrastructure.

Sebastian Seifert (co-founder) announces that FinPerks has closed a €4M pre-seed round. The post highlights the company's mission to bring financial perks and rewards infrastructure to banks and fintechs, and thanks early investors and supporters. The funding marks a significant milestone as the team moves from concept to scaling the platform. 

FinPerks raises €4M pre-seed round 

Das Handelsblatt nennt finperks als eines der Berliner Fintech-Investments von Ex-Finleap-Chef Ramin Niroumand, neben Pliant, Nelly und Bunch. Der Artikel beschreibt eine Trendwende bei Fintech-Gründungen in Berlin und stellt fest, dass dem Ökosystem vor allem noch ein großer Börsengang fehlt, der allerdings kurzfristig nicht zu erwarten ist, da der deutsche IPO-Markt derzeit von Verteidigungs- und Industrieunternehmen dominiert wird. 

Trendwende in Berlin – es werden wieder mehr Fintechs gegründet 

Startup Insider featured finperks co-founder Sebastian Seifert in a podcast interview, positioning the company as "the Stripe for prepaid." The episode covers finperks' journey from the nine-figure exit of Viafintech (Barzahlen) to building a global prepaid API infrastructure, with Seifert sharing insights on the founding story, the market opportunity, and the vision behind finperks. 

„Das Stripe für Prepaid“: Vom neunstelligen Exit zur globalen Prepaid-API – Sebastian Seifert (finperks) 

IT Boltwise featured Finperks as part of a roundup of innovative German startups. The Berlin-based company is described as a fintech solution that transforms gift cards into scalable cashback programs and tax-free employee benefits—with banks and fintechs serving as cashback distributors and HR SaaS providers as integration partners for non-cash benefits.   

Innovative Startups in Deutschland: Finperks, Streamlingo und mehr 

Startup Valley published an interview with finperks’ founders, in which the company outlines its vision as a global prepaid infrastructure, similar to what Stripe has done for card payments. The focus is on the B2B API platform, which connects banks, fintechs, and HR SaaS providers to over 1,000 brands across more than 30 European markets through a single integration. 

Warum steckt in diesem Milliardenmarkt noch so viel ungenutztes Potenzial? 

deutsche-startups.de briefly profiles finperks in its “5 New Startups” section: The Berlin-based fintech founded by Achim Bönsch, Sebastian Seifert, and Andreas Veller is developing an infrastructure that transforms gift cards into scalable cashback and tax-free employee benefits, targeting banks, fintechs, and HR platforms as its customer base. The article was published before the funding round was announced and lists finperks as one of five newly launched companies.  

5 neue Startups: Finperks, Streamlingo, Outzip, tiini, CUCOO 

IMA Europe positioning the company as the "Stripe or Adyen" for prepaid value. The piece focuses on the product and technology, highlighting finperks' orchestration layer for gift cards, its white-label API connecting brands with digital banks and HR platforms across Europe, and its plans to expand into POS solutions. It also notes that over 50% of the team is dedicated to product and engineering, with AI tools used to accelerate development. 

Finperks: The next-generation platform for prepaid products. 

Forbes Austria's 30 Under 30 Germany 2019 list celebrates the most promising entrepreneurs and innovators under the age of 30 across categories including finance, technology, and social impact. The list highlights young founders reshaping industries from fintech to health tech and sustainability. 

Forbes 30 Under 30 2019 — Deutschland 

Finance Forward covers FinPerks securing a new funding round. FinPerks operates a B2B financial perks and benefits platform, helping banks and fintechs offer curated lifestyle and cashback rewards to their customers. The round will be used to expand the product and grow partnerships with financial institutions across the DACH region. 

FinPerks raises funding round 

WHU's alumni magazine profiles barzahlen / viafintech, positioning the company as the infrastructure layer for cash and prepaid payments in Europe — analogous to Stripe's role in card payments. The piece covers how the network enables consumers to pay online orders with cash at retail kiosks, and the company's expansion across European markets. 

Barzahlen / viafintech — The Stripe of Prepaid 

Handelsblatt reports on a reversal of fortune in Berlin's fintech scene: after years of consolidation and funding drought, new fintech company formations are rising again. The article points to recovering investor appetite, lower valuations making early-stage deals more attractive, and a new cohort of founders building in payments, lending, and B2B finance. 

Trendwende in Berlin: Es werden wieder mehr Fintechs gegründet 

Streamline your media outreach with our virtual press office. Enhance visibility and manage press releases effortlessly.

Money20/20 Europe Virtual Press Office

finperks is a prepaid orchestration platform that unifies access to 700+ global and local brands across 30+ countries through a single API integration, simplifying how businesses deploy cashback, employee benefits, gift cards, and rewards programs. This gives banks and FinTechs the chance to drive loyalty and engagement, accelerate growth and explore new revenue streams.  

Finperks GmbH

All releases from Finperks GmbH

Die Barzahlen-Gründer sind zurück – und holen 3,3 Millionen Euro für Finperks

finperks erhält 4 Millionen – PerioTrap bekommt 2,9 Millionen – Superhuman übernimmt Rows

Finperks erhält 4 Mio. USD Pre Seed Finanzierung

Ex-viafintech founders’ new venture finperks raises €3.4 million pre-Seed to build the “Stripe for prepaid”

Finperks Raises $4 Million To Build The Stripe For Prepaid

Berlin-based fintech startup finperks has raised $4 million in a pre-seed funding round led by Motive Partners and seed+speed Ventures.

Berlin-based startup finperks Raises $4M Pre Seed To Build Prepaid API

Prepaid payments startup raises $4m pre-seed round

finperks raises $4M pre-seed to build prepaid payments infrastructure

Ex-viafintech founders’ new venture finperks raises €3.4 million pre-Seed to build the “Stripe for prepaid”

FinPerks raises €4M pre-seed round

Trendwende in Berlin – es werden wieder mehr Fintechs gegründet

„Das Stripe für Prepaid“: Vom neunstelligen Exit zur globalen Prepaid-API – Sebastian Seifert (finperks)

Innovative Startups in Deutschland: Finperks, Streamlingo und mehr

Warum steckt in diesem Milliardenmarkt noch so viel ungenutztes Potenzial?

5 neue Startups: Finperks, Streamlingo, Outzip, tiini, CUCOO

Finperks: The next-generation platform for prepaid products.

Forbes 30 Under 30 2019 — Deutschland

FinPerks raises funding round

Barzahlen / viafintech — The Stripe of Prepaid

Trendwende in Berlin: Es werden wieder mehr Fintechs gegründet