Berlin-based fintech startup finperks has raised $4 million in a pre-seed funding round led by Motive Partners and seed+speed Ventures.

finperks, founded by the team behind Barzahlen/viafintech, has raised $4M in pre-seed funding led by Motive Partners and seed+speed Ventures to modernize the fragmented global prepaid market. Its single API gives banks, fintechs, and HR platforms access to over 1,000 brands across Europe, enabling cashback, digital gift cards, and employee benefits without building their own infrastructure. The funds will support team growth, brand partnerships, and European expansion.