finperks raises $4M pre-seed to build prepaid payments infrastructure

Berlin-based finperks has raised $4M in pre-seed funding led by Motive Partners and seed+speed Ventures to build API infrastructure for the global prepaid market, projected to reach $4.24 trillion by 2035. The platform gives banks, fintechs, and HR platforms access to 1,000+ brands across Europe through a single integration, enabling cashback, digital employee benefits, and gift cards. Funds will be used to grow the engineering team and expand into additional European markets.