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7Security is a QSA company specialising in compliance auditing across standards such as PCI DSS, PCI 3DS Core, PCI PIN Security, PCI SSF, ISO/IEC 27001, PSD2, and SOC 1 & 2. We offer a comprehensive suite of penetration testing services to support these compliance endeavours, along with information security training. Our team consists of certified practitioners holding industry-recognised qualifications, including PCI QSA, 3DS, QPA, SSF, CISA, CISSP, ISO/IEC 27001 Lead Implementers, OSCP, and CEH. 

We have a very clear mission that drives everything we do: to support FinTechs in creating secure, cost- and time-efficient PCI-compliant environments so they can stay focused on their products and growth. We've helped hundreds of companies achieve and maintain PCI DSS compliance following our straightforward and modern approach. Moreover, more than 97% of them chose us for their first PCI DSS, and we have a 99% client retention rate for annual PCI projects.

At 7Security, we are far more than auditors. We are FinTech mentors, consultants, and trusted advisors, dedicated to supporting you at every stage of your PCI DSS journey.

AtData, the Email Address Experts, is the leader in email address intelligence with the most accurate, comprehensive and privacy compliant email-centric data solutions. We leverage our 20-year dynamic, proprietary fields and models to identify malicious users hiding behind an email address stopping fraud in its tracks enabling ecommerce organizations to avoid fake account creations, transactional fraud, and account takeovers. With AtData’s real-time fraud prevention solution, you can identify high-risk users resulting in cleaner customer data, less chargebacks, and increased conversions.

Bankera - an international payment services company that is built with a focus on digital businesses. Our alternative solution offers dedicated payment accounts for SEPA and SWIFT transfers as well as VISA cards. Bankera cards are supported by Google Pay and Apple Pay and a principal members of Visa and Mastercard we are enabling business to issue payments cards to their clients with the card issuing solution. Our white label solution for financial companies is designed for companies that want to offer financial services using our IT and legal infrastructure. 
BankingLab - banking software developer for banks, payment and electronic money institutions and other FinTechs. We are mainly focusing on cloud-based solutions such as core banking software, front-end ready-made and fully customizable internet banking and mobile applications, compliance in-house, card processing and payments - connectivity to SEPA directly and via CentroLINK or directly via TARGET-2 and also SWIFT (ISO20022) are supported.     

Baseella is the ultimate core banking software and ecosystem of customer-facing apps designed to empower payment and electronic money institutions as well as neobanks. Our comprehensive solution is tailor-made to address all the operational challenges faced by PayTech firms, including financial crime prevention, regulatory compliance, management and financial reporting. With Baseella, startups can swiftly launch their services and scale their business without the burden of multi-million euro investments in core banking software.

Baseella is built as a fully-fledged core banking system based on the general ledger and chart of accounts; however, our technology stack and architecture address all of the shortcomings of the legacy systems. We are enabling entrepreneurs in the PayTech sector to launch their business quickly and scale it seamlessly by taking the technology uncertainty out of equation.

Bilderlings is a modern and innovative financial services provider, dedicated to meeting the ever-changing needs of our customers. Our scalable solutions cater to businesses of all sizes, offering a comprehensive range of services. From personalized current accounts for individuals and companies to seamless payment cards, swift SEPA instant transfers, and convenient cross-border payments, we ensure efficiency and convenience. Our cutting-edge Open Banking API solution empowers online businesses, while integration with Google and Apple Pay adds extra convenience. With robust safeguarding procedures in place, our clients can trust the security of their funds. At Bilderlings, we strive to exceed expectations, constantly evolving to offer fresh and innovative financial services.
BilderlingsPay Ltd, incorporated in the United Kingdom, operates under the authorization and regulation of the Financial Conduct Authority.


BluOr Bank AS is a regulated EU bank based in Latvia, specializing in tailored financial services for international businesses, fintechs, EMIs, and high-growth e-commerce companies.
Founded in 2001 and headquartered in Riga, Latvia, BluOr Bank is recognized as a systemically important financial institution by Latvia’s Financial and Capital Market Commission. With over two decades of experience and a forward-looking approach, we help companies open and manage business accounts in the EU, access payment infrastructure, and scale confidently across borders.

Our offerings include:
•	Remote business account opening for EU, UK, and EEA
•	Safeguarding and Segregated accounts for EMIs and PSPs 
•	Payment processing and acquiring – including for high-risk merchants
•	BIN sponsorship for FinTechs and PSPs
•	Card issuing 
•	Brokerage, asset management, and capital growth services
•	Fast, secure, multi-currency settlements and real-time banking
•	Digital onboarding and expert guidance through compliance requirements

Our digital-first approach is backed by personalized service and deep sector expertise. Whether you're launching in Europe, scaling your fintech, or expanding an e-commerce platform, BluOr Bank offers the tools, access, and regulatory support to make it happen.

BoomFi is the crypto layer for your stack — a regulated payments infrastructure provider helping PSPs, BaaS platforms, and fintechs embed crypto capabilities with speed and compliance.

Whether you're enabling crypto APM, adding crypto wallets, or powering cross-border flows, BoomFi delivers the building blocks you need to go live faster.

Use cases include:
- Crypto Gateway & Recurring Payments (APM)
- Wallet Infrastructure (Routing, Dedicated, Omnibus)
- Settlement Engine (Fiat & Stablecoin)
- Fiat ↔ Crypto Ramp
- Banking Rails Integration (SEPA, FPS, SWIFT, ACH, Wire)

Regulated in Europe. Trusted by leading fintechs

BridgerPay, founded in 2019, is an omnichannel payment orchestration platform that helps businesses optimize payment processing and boost revenues while cutting costs. With over 1,000 integrated payment providers and a unique Bridger Retry™ engine, businesses improve approval rates by 15% or more. Serving over 500 companies globally, BridgerPay's team of 50 professionals continues to deliver exceptional results and drive payment performance for businesses worldwide.

Centiglobe is a fintech company developing modern, cross-border, two-way payment infrastructure through a permissioned DLT network, Centiglobe Connect, specifically designed for banks and payment service providers. The platform enables traceable and predictable payments without intermediaries or distributed pre-funding, effectively reducing complexity, lowering costs, and minimizing risk. 

Members access a marketplace of peers and local services through a single API, unlocking new flows, markets, and revenue opportunities while streamlining liquidity and removing counterparty credit risks. 

Centiglobe, the modern alternative to traditional global payment infrastructure.

Chift empowers software vendors by simplifying and accelerating integrations.

🤯 The Challenge: Software integrations are complex, expensive, and distract developers from focusing on their core product. Despite being crucial for automation and user adoption, managing integrations often remains an overlooked burden for software companies, causing missed opportunities.

💡 Our Solution: Chift provides a powerful, unified API that allows software vendors to effortlessly deploy and manage multiple integrations directly within their own platforms. With just a single connection to Chift, companies unlock a wide range of native integrations, significantly reducing development time, cost, and complexity.

Why leading software teams choose Chift:
✅ Single connection, endless possibilities – Activate multiple integrations with just one API.
✅ Rapid deployment with one-click connector activations to deliver immediate value to your users.
✅ Cost-efficient scalability to reduce overhead and allocate more resources to your core business.
✅ Seamless user experience thanks to the support or connector marketplaces, pre-built mappings and OAuth2.
✅ Reliable and secure enterprise-level standards for trust and compliance.

Take the integration fast lane.

Dotfile is an end-to-end business verification platform that leverages AI to automate compliance tasks and transform how compliance teams operate. It enables automating KYB and AML procedures, reducing fraud, and streamlining operations. With data on 400M+ businesses and 3000 document types supported, expanding into a new market while complying with local regulations is a breeze.   

We help businesses automate finding key information, identifying important stakeholders to verify, sending questionnaires, running AML checks, and performing risk assessments - all from a single platform. By automating data collection and verification processes businesses can provide a seamless and instant account opening boosting customer satisfaction and ROI. To reduce the risk of fraud, we provide a fully flexible risk assessment solution that automatically triggers enhanced due diligence steps for high-risk profiles. Businesses can also leverage monitoring capabilities to set up automated periodic AML checks, including sanctions, watchlists, or PEP screening.

Eastnets ensures peace of mind by securing a safer future for everyone.

A global provider of compliance and payment solutions for the financial services sector, our experience and expertise help ensure trust at 750 financial institutions across the world, including 11 of the top 50 banks. For more than 35 years, we’ve worked to keep the world safe and secure from financial crime. We do it by helping our partners manage risk through Sanction Screening, Transactions Monitoring, analysis, and reporting, plus state-of-the-art consultancy and customer support.

Learn more at www.eastnets.com

Founded in 2007, Kount is the leader in trust and safety technology. Powered by advanced AI and machine learning, Kount helps businesses grow with complete confidence. The platform includes solutions for fraud detection and prevention, identity verification, chargeback management, regulatory compliance, and more.  Visit www.kount.com to learn more.  

Established in 1998, FEITIAN Technologies is a leading global provider of cyber security  & smart payment products and solutions.

Our customers are located in more than 100 countries and regions. 5 oversea branches in Asia, Europe, North America, and a professional international team enable us to serve our customers all over the world.

FEITIAN has over 700 employees, more than half are R&D engineers. The continuous high investment in R&D and the deep understanding of customer needs over the past 20 years have enabled FEITIAN to continuously develop diversified types of innovative products with international patent rights and certifications.

As a public company, FEITIAN has always been committed to provide customers with reliable and cost-effective products. We sincerely looking forward to being your long-term and reliable partner.  

Fingerprint is a device intelligence solution that helps companies identify their online visitors with unmatched accuracy. By exposing accurate and reliable web and mobile signals, Fingerprint gives you the insights you need to reduce fraudulent transactions, strengthen account security, and improve customer lifetime value. It’s a simple, effective way to make your websites safer and more user-friendly.  

Fipto is a stablecoin payment infrastructure for businesses, leveraging blockchain technology to provide fast, secure, and cost-efficient payment solutions. Committed to regulatory compliance, Fipto facilitates global money movement with 24/7, instant, global, stablecoin payment rails. Fipto holds multiple licenses and regulatory approvals, including a Payment Institution license with the ACPR in France, a DASP registration with the AMF in France and a VASP registration with the CSSF in Luxembourg. Learn more about Fipto's payment solutions at www.fipto.com

Global App Testing (GAT) enables product, engineering, and QA teams to release high-quality software faster and with confidence. Trusted by leading companies like Meta, Microsoft, and Google, we provide scalable, on-demand testing solutions that ensure seamless digital experiences for millions of users worldwide. 
With a global network of testers across 190 countries, we test complex payment workflows: from validating new payment methods to ensuring seamless transaction flows across diverse markets. Our real-world testing delivers actionable insights into performance, reliability, and user experience in every environment and language.
Seamlessly integrating with your CI/CD pipelines, we help accelerate go-to-market timelines while maintaining the highest quality standards. From transaction testing to global market readiness, we ensure your payment solutions work flawlessly at scale.
Partner with Global App Testing to build user trust, drive adoption, and lead in the fast-evolving payments landscape.


Infineon Technologies is a world leader in semiconductor solutions that make life easier, safer and greener.
Infineon designs, develops, manufactures and markets a broad range of semiconductors and system solutions focused on automotive electronics, industrial electronics, communication and information technologies, and hardware-based security.

Infineon is the leading provider of security solutions. The company offers tailored and ready-to-use security solutions serving a wide range of applications from smart cards to IoT. Infineon’s products and solutions covers a broad application spectrum including smart homes and factories, health and lifestyle electronics, cloud security, home appliances, connected cars, credit and debit cards, future payments, electronic passports, ID cards, and more.

In close alignment with our ecosystem partners, we create standard-setting solutions that inspire lasting trust among customers. 


iPiD is a global leader in Know Your Payee (KYP) solutions, specializing in payee verification. Our technology empowers financial institutions and fintech companies to optimize payment experiences while protecting against fraud and ensuring regulatory compliance requirements such as Confirmation of Payee (CoP) and Verification of Payee (VoP). 

IXOPAY, a TokenEx Company, is a complete payment optimization platform that gives merchants unprecedented control over revenue and the competitive edge to thrive in global commerce. Its product suite is built to address the challenges of supporting multiple payment processors with Omnichannel Tokenization, Payments Orchestration, and Card Lifecycle Management. 

Know Your Customer is an award-winning RegTech company specialised in next-generation business verification solutions for financial institutions and regulated organisations worldwide.  

For teams struggling with inefficient client due diligence and onboarding processes, Know Your Customer offers an intuitive digital compliance workspace that combines unmatched real-time registry data, covering over 140 countries, seamless integrations, and AI-powered smart automation. This streamlined approach transforms the compliance function at its core, allowing clients to customise their solutions by selecting only the functionalities they need, all accessible via a robust REST API. 

Founded in Hong Kong in 2015, with a local presence in Singapore, Kuala Lumpur, Dublin, London, and Shanghai, Know Your Customer has built a global customer base across 11 verticals and 18 jurisdictions. The company also maintains a wide network of technology and data partners, ensuring high-quality entity data and enhanced compliance processes for its clients. 

Legalaes is a legal consulting company specializing in fintech, forex, and crypto (tokenization & blockchain) industries. We provide legal services for Payment and EMI licensing, NEO Banking, crypto licensing (CASP), and regulatory compliance, providing turnkey solutions tailored to your business needs. With over 250 successful projects completed, we have demonstrated our deep expertise in navigating complex frameworks like MiCA and ensuring smooth cross-border operations. Our team also supports clients in obtaining overseas licenses as MSB license, SRO membership and other to achieve compliance and credibility. For complex business needs, feel free to schedule a call with our experts for tailored guidance.  

In today’s low-interest-rate environment, Lendermarket offers a powerful alternative for investors, unlocking direct access to the high-growth European consumer credit market. As a premier P2P investment platform founded by finance and IT experts, we empower our clients to build robust passive income streams through carefully selected loans from established European lenders. The platform is designed for efficiency, featuring a sophisticated Auto-Invest tool that works 24/7 to build and diversify portfolios according to each investor's unique strategy—all with a clear, straightforward experience and zero fees.

Link4Tech was established as part of a group founded in 2009 and has since become a forward-thinking payment processing company specialising in cutting-edge digital solutions for the financial services industry. 

We have developed the most comprehensive and advanced native-cloud-based payment processing platform available. Built from the ground up by industry experts with a deep understanding of the needs of acquirers and merchants, our technology is far more sophisticated than generic off-the-shelf solutions. With extensive knowledge of the complexities of modern payments, we ensure seamless integration, unmatched efficiency, and a frictionless user experience across every transaction channel. Every detail has been meticulously crafted—this is the most feature-rich platform ever built, and it has received high praise from both Visa and MasterCard.

What truly sets us apart is that we don't just build this technology—we use it every day to serve our customers. This real-world experience has continuously refined our platform, ensuring it’s battle-tested and proven. Whether for card-present or e-commerce solutions, via attended or unattended terminals, Soft-POS, or omnichannel capabilities, our platform offers the flexibility and reliability businesses need to thrive in the ever-evolving payments landscape.

We are now sharing this proven technology with acquirers, empowering them with unparalleled innovation and operational excellence to better serve their merchants. By combining scalability, security, and next-generation features, Link4Tech isn’t just keeping pace with the industry—we are leading it. And you can be part of it.

The future of payment processing isn’t just approaching—it’s already here—and it’s powered by Link4Tech.


McKinsey is a global management consulting firm committed to helping organizations accelerate sustainable and inclusive growth. We work with clients across the private, public, and social sectors to solve complex problems and create positive change for all their stakeholders. We combine bold strategies and transformative technologies to help organizations innovate more sustainably, achieve lasting gains in performance, and build workforces that will thrive for this generation and the next.  

Mixpanel is the leading self-serve product analytics platform that empowers teams to move faster, remove guesswork, and align around a single source of truth. By providing real-time insights into user behavior, Mixpanel helps businesses make data-driven decisions, optimize engagement, and drive meaningful growth—without relying on SQL or data teams.  

Oscilar is a no-code, AI powered decision engine. Oscilar's fraud detection platform speeds up fraud operations from weeks to minutes by automating the entire fraud detection and mitigation journey from data exploration, visualization to feature engineering, decisioning and case management. With Oscilar, you can go from new signal to new decision within minutes.  

Palark is an all-in-one DevOps &amp; SRE service provider based in Ulm, Germany.  
We help fintech organisations of all sizes build, deploy and operate their software quickly,
efficiently and securely. With 15+ years of experience, which included collaboration with various
companies from the financial sector, our team is currently guiding several growing European
fintech projects on their cloud journey.
We assist with migrations between cloud providers and bare-metal servers, moving applications
to Kubernetes, establishing efficient CI/CD pipelines, Cloud Native software architecture
consulting, Site Reliability Engineering &amp; DevOps practices, and 24/7 support with SLA
guarantees.
We are ISO 27001 certified, a Kubernetes Certified Service Provider (KCSP), and actively
contribute to Kubernetes and many other Open Source projects.

RemittancesHub is a licensed financial institution operating a global cross-border payment infrastructure for business payments. We enable customers to collect, hold, convert, and move money digitally, securely, and cost-effectively across borders in real-time. We serve PSPs, remittance operators, banks, fintechs, and businesses.   

RemittancesHub enables customers to collect and hold funds in 40+ currencies and payout in 100+ countries, with over 90% of our payments being processed and delivered in near real-time.

Customers can either connect with us through our API or transact using our white-labeled web portal immediately after onboarding.

We also support digital currency (stablecoins) flows for settlement, on-ramp, off-ramp, and 3rd party payments. 

SaaScada’s data-driven core banking platform utilises cloud-native architectures to provide the flexibility and scalability needed to power modern banking. SaaScada delivers real-time data for immediate insights and exceptional customer experiences. Our Product Sequencer enables financial institutions of all sizes to build, test, iterate and manage products at pace.   

Scalefocus is a trusted technology partner helping banks and FinTechs accelerate digital transformation, streamline operations, enhance customer experience, and reduce time to market. With deep expertise in banking, payments, and embedded finance, we deliver tailored solutions powered by optimized team scaling, seamless collaboration, and cost-effectiveness.
 
At Money20/20, we’re excited to connect with industry leaders, disruptors, and decision-makers to showcase how we help:
 
✅ Digital banks & FinTechs scale rapidly with cloud-native, API-driven, and AI-powered solutions.
✅ Financial institutions streamline payments, implement open banking, and drive customer engagement.
✅ Traditional banks modernize legacy systems, improve compliance, and enhance digital offerings.
 
Connect with us to explore how we can help you deliver seamless digital experiences, modernize your tech stack, and bring new financial products to market.

In the payment industry, the current technology that processes billions of card payments is ancient. But instead of going extinct, it is being kept alive with patches, fixes, and workarounds. Fragmented functionality, slow roll-outs, and missed opportunities for innovation are costing everyone time and money. For now, it continues to function, but is this a winning strategy for you?

Silverflow is a new kind of payment processing platform designed for today’s payment needs and fit for the future. A cloud-native solution with a single API to the card networks. One platform with one connection. Reducing cost and complexity, easy to use, data-rich, Silverflow frees you to innovate.

Our technology platform is the crucial foundation that allows you to develop the best possible payment service for your customers. Easily supports your functional needs and is engineered to be simple, smart, and continuously evolving to stay ahead of the curve. Through the cloud, we are scalable across the globe with one single API connection. You can tap into all functionality and the same level of service regardless of where you are in the world!

With Silverflow you are ready for the future of payments: agile, transparent, and secure. With Silverflow you’re equipped for success. Why would you settle for less?

Founded in 2016, Sis ID supports financial institutions and corporates in mitigating fraud risks through its pioneering technology for bank account validation.
Sis ID has met the expectations of over 5000 major corporate clients, including leading players across various industries by using its account validation capabilities through their P2P workflows.
Already collaborating with top financial institutions on Confirmation of Payee (CoP), Sis ID is enhancing its value for banks by delivering innovative and high-performance solutions to enable the seamless deployment of Verification of Payee (VoP) technology within payment systems, addressing compliance requirements while ensuring operational excellence. 

Skaleet provides next-gen core banking solutions to financial institutions. With its open, modular, and flexible platform, Skaleet enables banks and fintechs to launch innovative products and services quickly and scale cost-effectively, delivering superior banking experiences to millions of end-customers. 

Squaretalk is a global AI innovator empowering financial institutions and fintech companies to transform customer communication. Founded in 2010 and rapidly expanding internationally, we specialize in secure, scalable, and intelligent multichannel communication platforms tailored to the fast-moving world of finance.

Our technology integrates seamlessly with leading CRMs, banking systems, and fintech applications, unifying voice, SMS, WhatsApp, and email. With AI-driven automation, workflow builders, and real-time analytics, Squaretalk enables fintechs to accelerate onboarding, strengthen compliance, boost retention, and reduce operational costs.

Trusted by global brands, NGOs, and financial service providers across Europe, LATAM, and the Middle East, we deliver enterprise-grade reliability backed by ISO 27001 and GDPR compliance. Designed with simplicity and user experience at the core, the Squaretalk platform empowers teams to onboard quickly, adapt, and scale instantly.

We understand the demands of modern finance: security, speed, and seamless integration. Whether you are building innovative payment solutions, scaling trading platforms, or enhancing digital banking services, Squaretalk’s solutions keep you connected, compliant, and competitive.

We look forward to showcasing our latest advancements at Money20/20 Europe and partnering with industry leaders who share our vision of reshaping financial communication for the future. Reach out at partners@squaretalk.com to arrange a meeting with our dedicated team and let's explore potential synergies. 

Tapix is the industry-leading API service providing banks and fintechs with payment data enrichment. Tapix transforms the chaos of raw payment data into meaningful insights that benefit both banks/fintechs and their clients. Enriched payment data by Tapix enable Client facing (spending overview, PFM, ..) and analytical use cases (hyperpersonalisation, segmentation, risk scoring,..) to bring better services to end-customers. 

Our clients: Revolut, bunq, Erste, Raiffeisen bank, Swisscard, NBG, Soldo and another 50+. 

Cognitive AI Financial Crime Compliance: ThetaRay is transforming the way financial institutions detect and combat financial crime through the power of Cognitive AI, enabling financial institutions to precisely identify legitimate customers while flagging bad actors. Our SaaS solutions overcome the limitations of traditional rule-based systems by shortening long implementation lifecycles, enabling efficient, risk-aware compliance operations. By uncovering hidden criminal networks and delivering actionable insights, we empower organizations to combat evolving threats, maintain positive regulator relationships, and enhance customer experiences. ThetaRay helps financial institutions thrive, fostering trust and confidence across the global financial ecosystem.

We help our clients thrive without limitations. 

Triple-A is a global payment institution licensed in the United States, Europe, and Singapore, enabling businesses worldwide to pay and get paid in both local and digital currencies.

We empower businesses such as Razer, Farfetch, Alternative Airlines, Du and Grab to reach over 560M digital currency owners, boost revenue, and optimise costs through stablecoin and cryptocurrency payments, while eliminating volatility, custody, and compliance risks. Our commitment is to build a more efficient, inclusive global payment ecosystem by bridging the gap between local and digital currencies.

Registered with the United States Financial Crimes Enforcement Network (FinCEN), licensed by the Monetary Authority of Singapore (MAS), and Banque de France’s ACPR in Europe, Triple-A is trusted by over 20,000 business

Trustfull delivers state-of-the-art fraud prevention solutions designed to reduce risk, protect business integrity, and drive growth on a global scale. By silently analyzing digital footprint data from customer interactions, Trustfull unlocks hundreds of signals to accurately detect fraud and fincrime attempts across the entire customer journey. 

Through combined and fully silent phone, email, IP, device, browser and domain checks, the Trustfull suite of models, workflows and data empowers teams to make better customer decisions with no UX implications.

Trusted by leading organizations such as Nexi, Elavon, Scalapay, LastMinute.com, Cofidis, Banca Mediolanum, and Trulioo, Trustfull’s award-winning technology supports fraud prevention and builds trust across borders.  

VeriPark is a global solutions provider enabling financial institutions to become digital leaders.  With its Intelligent Customer Experience suite, VeriPark helps banks and insurers to enhance customer acquisition, retention and cross-sell capabilities with proven, secure and scalable Customer Relationship Management, Omni-Channel Delivery, Branch Automation and Loan Origination solutions.  These solutions help banks and insurers to drive more engaging interactions with their customers by capturing their needs, gaining personalized insights, and placing customers at the core of their digital transformation.  

Wultra equips banks and fintech companies with a seamless, post-quantum authentication solution that fortifies security while ensuring a smooth transition. Powered by quantum-resistant cryptography, our developer-friendly technology delivers bulletproof security and a passwordless user experience while complying with global regulations. Trusted by financial institutions worldwide, Wultra's solutions meet stringent standards like PSD3/PSR1 and eIDAS 2.0 while offering superior protection against evolving cyber threats.

Meet us at booth 1H24!


Airia revolutionizes enterprise AI adoption with our innovative platform, integrating advanced models and data sources to streamline workflows into AI-powered agents and assistants. Our platform ensures robust security and responsible AI controls, while offering unparalleled deployment flexibility. From rapid development of custom agents to effortless AI lifecycle management, Airia empowers organizations to confidently scale AI applications for any business need. 

Daon, the Digital Identity Trust company, enables market-leading organizations worldwide to easily and accurately proof, verify, authenticate, and secure customer identities at every trust point across the entire customer lifecycle. With industry-leading identity proofing and biometric authentication technologies at its core, Daon's technology ensures that customer identities are accurately verified, safely secured, and easily recovered. By mitigating fraud, reducing friction, and ensuring regulatory compliance, Daon helps businesses deliver a seamless customer experience, increase customer satisfaction, and reduce costs. 

Daon delivers these solutions through its Al and ML-powered IdentityX° platform, chosen by leading financial services, telcos, travel & hospitality companies, and other industries to secure and process hundreds of millions of digital identity transactions daily. Specialist in customer Identity Verification (IDV) and Authentication (PSD-x) leveraging face and voice biometrics, ID processing,  AI for deepfake detection, FIDO, MFA, etc across banking, fintech, payment, telecommunication, gaming, aviation, online markets, and other sectors.  Focus areas include identity wallets, clone detection, AI to fight AI, cybersecurity, orchestration, and enhancing identity journey Net Promoter Scores.  Learn more at www.daon.com .

Ellipse World, Inc. (“Ellipse”) is a Los Angeles-based FinTech company that defines the latest advancements in smart card technology. Ellipse’s mission is to make digital payment safer in a digital world and to create simple solutions that address the global payment ecosystem’s needs. Ellipse developed the EVC® All-In-One™ EMV smart card micromodule, which generates a dynamic card security code (or Dynamic CVV/CVC) during every contact or contactless card-present EMV transaction. Comprised of leading payment technology experts who are committed to creating new value for the payment industry, Ellipse is present across the United States, as well as in Europe and Asia. 


FICO powers decisions that help people and businesses around the world prosper. Founded in 1956, the company is a pioneer in the use of predictive analytics and data science to improve operational decisions. FICO holds more than 200 US and foreign patents on technologies that increase profitability, customer satisfaction and growth for businesses in financial services, insurance, telecommunications, health care, retail and many other industries. 

Using FICO solutions, businesses in more than 100 countries do everything from protecting 4 billion payment cards from fraud, to improving financial inclusion, to increasing supply chain resiliency. The FICO® Score, used by 90% of top US lenders, is the standard measure of consumer credit risk in the US and other countries, improving risk management, credit access and transparency. 

We design, build and run the technology that powers the future of payments. Form3 are reimagining the way payments work from channel to payment scheme. Our fully managed cloud native account to account platform enables banks and fast growing Fintechs to accelerate their digital transformation and scale quickly across markets.  www.form3.tech 

HPS is a multinational company and a leading provider of payment solutions and services for issuers, acquirers, card processors, independent sales organisations (ISOs), retailers, mobile network operators (MNOs), and national & regional switches around the world. 
 PowerCARD is HPS 'comprehensive suite of solutions that covers the entire payment value chain by enabling innovative payments through its open platform that allows the processing of any transaction coming from any channel initiated by any means-of-payment. PowerCARD is used by more than 450 institutions in over 90 countries. HPS has been listed on the Casablanca Stock Exchange since 2006 and has offices located in major business centres (Africa, Europe, Asia, Middle East). For more information www.hps-worldwide.com

Neema is a global payout platform optimized for scale. With advanced Dynamic Routing® technology, built into every transaction, we ensure fast, reliable and cost effective payments creating flawless transaction flows at scale.
Supporting over 120 countries, Neema simplifies international transactions for financial institutions by providing advanced API that delivers a local-like payment experience for cross-border transactions. Our focus on innovation, exceptional success rates and AML measures built into every transaction help businesses optimize payments while reducing the operational costs associated with traditional banking.

Paynovate is an Electronic Money Institution (EMI), licensed by the National Bank of Belgium. With significant experience in the issuing, acquiring, and payments technology sector, we make funds collection simple, secure, and trusted. We offer our B2B clients in-store, vending, and online acquiring, as well as Visa payment card issuing and Belgian IBAN bank accounts. Our solutions enable simple, secure and reliable payment flow management. We offer our professional customers a complete service allowing the management of commercial payments, from the provision of payment terminals in stores, the management of card payments at their point of sale or via their e-commerce site, the issuance of Visa payment cards, the provision of Belgian IBAN bank accounts compatible with the SWIFT and SEPA schemes and as well as a large number of other direct debit and bank transfer solutions. In summary, Paynovate offers its business customers a full range of innovative payment solutions.

Paynovate: your provider of simple, secure, and innovative electronic payment solutions.  

Founded in 2015, PhotonPay is a digital financial infrastructure provider offering global payment solutions to businesses. Our innovative core products include Global Accounts, Card Issuing, Online Payments, Payouts, FX Management and Embedded Finance. PhotonPay has become a Mastercard issuer in Hong Kong and the fintech card issuer in the Greater China region of Discover® Global Network.  
With a strong compliance culture and technological innovation capabilities, PhotonPay is building a digital payment network to take the friction out of global payments and enhance operational efficiency for businesses operating on a global scale.
Headquartered in Hong Kong and providing localized services through nine international offices, PhotonPay partners with a network of top-tier banks and global financial institutions and serves more than 200,000 customers globally.

Runa is pioneering a first-of-its-kind payment rail capable of sending and accepting digital value at scale.

Runa enables developers to integrate the ability to issue, send, accept, and hold digital value in their applications without building complicated infrastructure.

The digital currency and digital payment markets are expected to become a multi-trillion-dollar industry within the next decade, but they remain largely siloed and are not integrated within legacy payment systems. 

Runa is driving the liquidity of digital assets so businesses can adapt to an increasingly mainstream part of the economy, such as utilizing digital value for mass payouts. Consumers can spend the value they have received just as they would like, purchasing the products they want, when they want them.

SEON's mission is to create a world free from financial crime by stopping fraud earlier and quicker in the customer journey. With the trust of more than 5,000 companies, SEON has reviewed billions of transactions, preventing over +160 billion in fraudulent activities. Our rapid integration, 14-day free trial and usage-based pricing model allow businesses to try SEON with low risk and high rewards. SEON provides a comprehensive end-to-end fraud prevention solution, including Anti-Money Laundering (AML). Our unique approach combines social signals with deep digital footprinting, leveraging fully-explainable machine learning to identify emerging fraud threats. As a recipient of numerous accolades, including Sifted's Rising 100, Deloitte's Technology Fast 50, Crunchbase's Emerging Unicorn, and G2's Fastest Growing Software in 2022, SEON has raised $94 million in Series B funding as of April 2022. Operating globally from Austin, London, Budapest, and Singapore, we are committed to making the world safer. 

Signicat is a pioneering, pan-European digital identity company with a unrivalled track record in the world?s most advanced digital identity markets. Its digital identity platform incorporates the most extensive suite of identity verification and authentication systems in the world, all accessible through a single integration point. The platform supports the full identity journey, from recognition and onboarding, through login and consent, to making business agreements which stand the test of time.   

Token.io has reimagined account-to-account (A2A) payment infrastructure to empower banks, fintechs, platforms and payment companies to grow revenue with turnkey Pay by Bank products, reduce processing costs by accepting instant Pay by Bank directly, and expand their reach by bringing Pay by Bank to new markets. 

Best-in-class technology, unmatched open banking connectivity, conversion-boosting data capabilities, and extensive growth and innovation services make Token.io a market leader in A2A payment infrastructure, as recognised by independent analysts. Connections to over 90% of bank accounts in most of its 21 supported markets ensure unrivalled access to initiate instant bank payments, seamless recurring payments and real-time payouts to over 567 million bank accounts in Europe. 

Having processed the UK’s first open banking-enabled payments in 2018, today, Token.io is a driving force in the industry and a frontrunner in Pay by Bank solutions for banks. Token.io is proud to partner with three of Europe's top five financial institutions. Its solutions are also trusted by a blue-chip payments community, including Mastercard, ACI Worldwide, Global Payments, Nuvei, and Paysafe.

Transact Payments provide innovative UK, EEA BIN sponsorship and modular payment, debit, credit and prepaid services.    As licensed e-money institutions and Principal Member of both Mastercard and Visa, our solutions are fully regulated by the Gibraltar Financial Services Commission and Malta Financial Services Authority.  

Our offering seamlessly integrates with numerous top-tier processors while also accommodating proprietary processing systems unique to each business. This provides unparalleled flexibility, cost-effectiveness, swift program implementation, and dependable ongoing management. We cater to the unique needs of regulated financial institutions, financial services companies, and marketing organisations, making us the go-to choice for these industries.  

UniTeller Financial Services, based in the United States, is one of the market leaders offering International Remittance and Cross-Border Payment Processing Services. 

UniTeller's product suite of services offers fast and frictionless cross-border payments for businesses of all sizes. With a single API integration, your business is empowered with cross-border payments to a global paying network in every corner of the world. UniTeller's extensive payment network spans more than 200,000 paying locations in over 120 countries worldwide across Mexico, Central America and the Caribbean, South America, Asia, Europe, and Africa.

At UniTeller, we embrace changes in technological advancements to remain relevant to our partners. We act as a processing partner with a customized business and revenue-sharing model that adapts to our partners' needs. UniTeller has partnered with over 100 Remittance Companies, Banks, Telco providers, Fintechs, International Payment Institutions, and Retailers across the globe. Through our Turnkey White Label and API solutions and integrations, our partners are able to provide digital cross-border payments across the globe.  

The foundation of UniTeller is built on our core values of Innovation, Integrity, Teamwork, and Excellence. They are the essence of UniTeller and trickle down to every aspect of our operations. These core values define our organization-wide corporate culture, represent standards of conduct that guide our actions, and reflect our commitment to not only our employees, agents, and partners, but also to the communities in which we operate. 

The impact that UniTeller has on the lives of people goes far beyond providing an affordable, dependable, and secure money remittance service. As the world evolves and technology advances, we continue to grow our platform enabling us to further connect our immigrant communities with their roots and the ones that are most important to them. 

For Business Partnership requests, contact corporatepartners@uniteller.com or visit www.uniteller.com to learn more.

VIP360 specialise in creating bespoke payment solutions for businesses across the globe.

With a tailored approach to clients, we empower enterprises to scale effortlessly while navigating the complexities of cross-border payments, foreign exchange and regulatory compliance.

Our clients trust us for fast, secure, and fully compliant payment services—backed by a robust, personalised infrastructure that delivers results.

Yapily is Europe’s leading open banking infrastructure platform solving a fundamental problem in financial services today: access. 

We securely connect our customers to thousands of banks across Europe, allowing them to access financial data and initiate payments. 

Yapily’s customers range from disruptive fintechs to industry leaders operating in a number of verticals.   

Unlocking European Fintech Success with allpay at Money 2020 Europe

With 30 years of growth and stability, allpay enters the EU market as a trusted brand, bringing unparalleled payments expertise to empower businesses across Europe.

With our EU-to-UK Prepaid+ programme we will help revolutionise banking. By merging award-winning banking propositions with cutting-edge prepaid solutions, we are able to offer European Fintechs unprecedented opportunities for growth.

Finally, as a leader in manufacturing and personalisation, allpay Cards, a staple at Money 2020, will continue to propel fintech ventures forward with a seasoned team of experts looking to provide the complete end-to-end solution.

Don't miss the chance to shape the future of finance. Visit www.allpay.net to learn more and schedule a meeting with our team at Money 2020 Europe.

ABOUT AUSTRIACARD HOLDINGS AG

AUSTRIACARD HOLDINGS AG leverages over 130 years of experience in information management, printing, and communications to deliver secure and transparent experiences for its customers. They offer a comprehensive suite of products and services, including payment solutions, identification solutions, smart cards, card personalization, digitization solutions, and secure data management. ACAG employs a global workforce of 2,500 people and is publicly traded on both the Athens and Vienna Stock Exchanges under the symbol ACAG.
 

Bamboo is a cross-border payments company that allows global merchants to accept and make payments in Latin America. Recently recognized by FXC Intelligence as one of The Global Most Promising Cross-Border Payments Companies of 2024, our proprietary platform enables payins and payouts covering +200 payment methods, connected to a network of +600 banks and financial institutions. Bamboo combines local expertise with a single, end-to-end platform solution for consumer, business, and real-time payments.

Bitpace is a crypto payment gateway providing seamless and reliable payment solutions. Developed by a team of fintech, payment, and product experts, Bitpace’s payment offerings empower businesses to accept crypto from their customers with fewer volatility or liquidity risks. Its diverse services facilitate global settlements in more than 70 crypto and 20 fiat currencies for sectors like e-commerce, finance, and real estate. Unlock the future of payments at www.bitpace.com. 

BPCE Digital & Payments is the division of Groupe BPCE, the 2nd largest banking group in France, bringing together the teams responsible for digital, data, innovation and payments. BPCE Digital & Payments  is the partner of choice for companies and merchants who wish to digitalize their banking and payment practices. Thanks to its brands and fintechs (Oney, BPCE Payment Services, Payplug and Xpollens), the division is one of the leading payment players in France, covering the complete payment value chain: cards issuing and processing, acquisition, online and omnichannel payment acceptance, card and transaction processing, Buy Now Pay Later, banking as a service. BPCE Payment Services  manages more than 20% of the payment processing activities in France. Thanks to its recognized expertise in the field of cards & payment processing,  BPCE Payment Services  supports the banks and subsidiaries of Groupe BPCE, as well as an external client base composed of financial institutions and payment service providers. Payplug  is the French payment solution designed for merchants, e-merchants of all sizes and fintechs. Payplug maximises the performance of your payments with ease. Xpollens  is the Embedded Payment platform designed to empower businesses across all industries. With its ultra-modern technology platform, comprehensive suite of payment solutions, and EMI license (Electronic Money Institution), Xpollens automates transactions, accelerates and secures both pay-ins and pay-outs, and facilitates the development of neo-banks.

BVNK provides modern payments infrastructure for businesses. We unify banks and blockchains in a single platform, so innovators can launch new payments products quickly.  

Cardlay is a Danish fintech company founded with a clear purpose: We want to drive effortless corporate spend by making it easy for businesses to handle cards, payments, and expenses. With presence in Europe and US, Cardlay has disrupted the corporate card industry with our white label modular spend management platform that enables banks, tech companies, fleet and mobility providers to launch digital corporate payment solutions seamlessly on top of existing- and new infrastructures. Our end-to-end embedded solutions allow companies to streamline ways of working with full control.

Founded in 2011, Chargebacks911 is the first global company fully dedicated to mitigating chargeback risk and eliminating chargeback fraud. As industry-leading innovators, Chargebacks911 is credited with developing the most effective strategies for helping businesses maximize revenue and reduce loss in a variety of industries and sectors within the payments space. 
 Established by the dispute experts at Chargebacks911®, Fi911, empowers financial institutions with innovative back-office management technologies created specifically for the banking and payments industries. By offering direct communications between FIs and their ecosystems, the company?s scalable payment product suite offers features that range from fast, flexible merchant onboarding to highly transparent and feature rich client portals. 
 Fi911?s proprietary DisputeLab? helps make resolving chargeback disputes faster and more efficient by optimizing each step in the dispute cycle. The company?s unified platform also provides threat detection, reconciliation, and risk management tools, as well as the ability to generate commissions and ISO pay-outs directly through the system.

Accounts for Financial Institutions

Clear Junction is a global provider of payment services with regulatory permissions in the UK, EU and Canada. We serve financial institutions worldwide.
Our offerings include:
• Correspondent Accounts
• FX Conversion
• Virtual IBANs
• Fiat and Stablecoin Payouts
• Fiat and Stablecoin Collection Accounts

Why partner with us?
• Global Reach: We connect clients to major payment rails across the UK, Europe and beyond, unlocking new market opportunities.
• Speed and Efficiency: By utilising Faster Payments and SEPA Instant channels, we ensure real-time, round the clock services.
• Compliance and Security: We operate under stringent regulatory frameworks and employ robust risk management processes.
• Technological Integration: Our proprietary API solution integrates smoothly with existing platforms and enhances operational efficiency.
• Expert Support: A dedicated team of fintech professionals is on hand to provide personalised client service and technical assistance.

At Clear Junction, we bridge the gaps left by traditional providers and empower businesses to navigate the complexities of global finance with confidence and agility.

ClearBank is a purpose-built, technology-enabled clearing bank. Through its banking licence and intelligent, robust technology solutions, ClearBank enables its partners to offer real-time payment and innovative banking services to their customers.  

Column is the only U.S. bank built from the ground up with APIs to enable partners to develop and offer financial products. The Bank was founded and led by the Co-Founder of Plaid and powers many of the industry-leading domestic and international fintechs today. With a direct connection to the Federal Reserve for domestic payments and first-party integration into Swift for international transfers, Column’s platform of primitives offers improved speed, visibility, and functionality on use cases ranging from core payments to card programs to lending.

Crédit Agricole Payment Services is the Crédit Agricole Group's payment services arm, with expertise in marketing, innovation, and interbank processing and representation. With a market share of close to 30%, CAPS is the leading payment services player in France, processing more than 15 billion transactions per year (cards, transfers, withdrawals and cheques, both issued and received). The provision of payment services is a key activity for the Group's banks. It is central to the customer relationship and presents significant challenges in terms of commercial, financial and tech activities. Crédit Agricole Payment Services aim is to develop innovative services, combining ease of use and security. With Crédit Agricole Payment Services, the Crédit Agricole Group is making payments a key driver of customer retention and acquisition. 

dLocal powers local payments in emerging markets, connecting global enterprise merchants with billions of emerging market consumers in 40 countries across Africa, Asia, and Latin America. Through the One dLocal platform (one direct API, one platform, and one contract), global companies can accept payments, send pay-outs and settle funds globally without the need to manage separate pay-in and pay-out processors, set up numerous local entities, and integrate multiple acquirers and payment methods in each market. 

FinanceMalta, is a public-private initiative with the objective to promote Malta as an international business and financial centre. Set up in 2007, FinanceMalta brings together and harnesses the resources of the industry and government to ensure Malta maintains a modern and effective legal, regulatory and fiscal framework in which the financial services and fintech sector can continue to grow and prosper. 

FinanceMalta came on the scene at a critical time, just as Malta entered the Eurozone. The financial services sector is now a major force in the country?s economy. Malta has some significant strengths to offer the industry such as a low-cost environment; more than 80 double taxation agreements; a well-trained, motivated workforce; and a single, robust but approachable regulator. To these, FinanceMalta can add a world-class information and communications technology infrastructure, English as an official language, an enviable climate and its strategic location

Freemarket is a tech-enabled, relationship-led payments provider, helping businesses move money seamlessly across their network and beyond. Our platform enables businesses to trade, pay, and receive with efficiency, unlocking new opportunities for growth. 
 
With a trusted network of banking, NBFI and fintech providers, Freemarket provides secure, borderless payment solutions designed to help businesses scale, save, and succeed. 

Giesecke+Devrient | G+D Netcetera

Giesecke+Devrient (G+D) is a global SecurityTech company headquartered in Munich, Germany. Founded in 1852, the company has a workforce of more than 14,000 employees and generated sales of EUR 3 billion in the 2023 fiscal year. A total of 123 subsidiaries and joint ventures across 40 countries ensure customer proximity worldwide.
G+D makes the lives of billions of people more secure. We shape trust in the digital age, with built-in security technology in three segments Digital Security, Financial Platforms and Currency Technology.

Since 2020, G+D Netcetera has been the digital powerhouse within the global security tech group Giesecke+Devrient (G+D).
G+D Netcetera is a pioneering Swiss software company providing innovative IT products and tailored digital solutions across banking and payments. G+D Netcetera is an expert at delivering seamless user journeys within highly secure and privacy-driven environments.

G+D with its digital powerhouse G+D Netcetera are on a mission to shape the future of payments and banking, making it secure, convenient, sustainable, and accessible for everyone.  

GTN is a fintech pioneer with decades of success, holding broker-dealer and capital markets services licenses in multiple jurisdictions through subsidiaries. We are committed to empowering brokers, banks, asset managers, and fintechs with scalable and innovative investment and trading solutions that enable access to a comprehensive network of global markets and multiple asset classes, making investment and trading accessible to all.  

IFX Payments is a global, award-winning provider of foreign exchange and payment solutions, recognised for its service-led approach to alternative banking. With a mission to become the number one alternative banking partner for corporates and financial institutions across EMEA, IFX Payments focuses on delivering value beyond the transaction.

At the core of its offering is ibanq—a multi-currency virtual IBAN platform integrated into IFX’s global payments and FX infrastructure. The solution enables businesses to manage, hold, and distribute funds in 40+ currencies from a single account, addressing complex treasury needs such as currency risk, mass payouts, reconciliation, and cross-border payment routing.

By pairing innovative technology with exceptional service, IFX Payments provides a seamless and transparent cash management experience that frees businesses to focus on growth and strategic priorities. 

Incode Technologies is a leading biometric identity company that is reinventing the way humans verify their identities and interact with the world's most substantial institutions. 
 Incode is an end-to-end, fully automated omnichannel identity platform that enables seamless interactions across multiple channels with products focused on onboarding, authentication and payment verification that help increase conversion and reduce fraud. 
 More now than ever, contactless authentication and digital identity verification are critical requirements. Recognized as a leader in enterprise-grade facial recognition technology by the US Government's National Institute of Standards and Technology (NIST), Incode is building the customer experience of the future with a set of proprietary, machine learning, computer vision, anti-fraud and digital onboarding components. 
 With its mission of one identity everywhere, and deep focus in enterprise, the company is growing exponentially. Incode is based in San Francisco with offices in Europe and Latin America. 

Intellect Design Arena Ltd is an enterprise-grade financial technology leader, providing composable and intelligent solutions for futuristic global financial institutions across 57 countries. Intellect’s revolutionary First Principles Thinking-based Enterprise Connected Intelligence Platform, eMACH.ai, is the most comprehensive, composable, and intelligent open finance platform in the world. With an impressive array of 386 microservices, 650 events, and over 2015 APIs, eMACH.ai enables financial institutions to design and deploy future-ready technology solutions that provide a significant global competitive edge.

With three decades of domain expertise, Intellect offers a full spectrum of banking and insurance technology products through four lines of business: Consumer Banking, Wholesale Banking , IntellectAI and Digital Technology for Commerce. Intellect is a pioneer in applying Design Thinking and our 8012 FinTech Design Center, the world’s first Design Center dedicated to Design Thinking Principles, underscores our commitment to continuous and impactful innovation, addressing the ever-growing need for digital transformation. We proudly serve over 325+ customers worldwide, supported by a diverse workforce of solution architects and domain and technology experts in major global financial hubs. For more information about Intellect, visit https://www.intellectdesign.com/

Intellect Consumer Banking, a business unit of Intellect, offers an end-to-end Contextual Banking suite for retail and corporate banking across Core Banking, Lending, Cards, Digital Banking, and Central Banking. Its unique blend of integrated functionality and agility is made possible by its Microservices-based, API-first, cloud-native architecture with powerful integration capabilities. Intellect Consumer Banking brings to the table a deep knowledge of the developed and developing financial market space and seeks to be the Innovation Partner for those who are passionate about transforming the future of FinTech.



Moonrise simplifies Nordic financial connectivity by providing local accounts and seamless payment and clearing infrastructure access to Denmark, Norway and Sweden through a single API. Moonrise, born from Nordic challenger bank Lunar’s fast-growing Banking Services, supports a €5 billion daily transaction volume, making it purpose-built for payments businesses, banks, and fintechs. Moonrise.inc. 

Mambu Payments (formerly Numeral) offers financial institutions a universal gateway to connect to partner banks and access schemes and a modern payments hub to automate payment processing.   

With Mambu Payments, fintechs and banks can:

- Unlock growth by launching new products and expanding geographically faster
- Eliminate hidden payment complexity
- Make their payments future-proof and ever-compliant

Mambu universal gateway provides fully managed connectivity, compliance and support across banks and schemes.

Mambu payments hub makes payments instant, reliable, compliant and risk-free through processing orchestration, liquidity management and reconciliations.

Mambu Payments provides the payment infrastructure for the most innovative European banks and fintechs like WorldFirst, Argentex and Alma.

Mambu Payments also partners with Europe’s leading banks, including BNP Paribas, Barclays, BPCE, HSBC and ClearBank.

Moka United was established in 2025 through the merger of two of Turkey’s leading fintech companies, Moka and United Payment.  

Backed by the extensive experience of OYAK and İş Bankası in the financial sector, we are dedicated to making payment infrastructures faster, more secure, and more efficient for businesses. We serve a broad client base ranging from SMEs to large-scale global corporations, public institutions, and e-commerce platforms.

With our card and wallet solutions, we develop customized payment infrastructures for businesses, while our money transfer services support both individual and corporate clients in cross-border transactions. Our smart safe and kiosk systems digitize cash management, and our POS and Soft POS solutions simplify payment processes for businesses of all sizes.

Through international partnerships and a robust technology infrastructure, we are leading the digital transformation in the payments industry, making financial transactions more seamless for both individual and corporate clients. By developing next-generation financial technologies that prioritize speed, security, and innovation, we offer our customers a competitive advantage on a global scale.

With our vision of being the “next upgrade of the financial solutions,” we continue to drive meaningful change in the fintech ecosystem.

Monavate is a Cambridge-based fintech company specialising in cutting-edge payment solutions. Committed to bridging the gap between traditional finance and decentralised technologies, Monavate empowers businesses and consumers with seamless, secure, and innovative payment experiences. Regulated in the UK and Europe, Monavate is an FCA-registered e-money institution and a principal member of Mastercard, Visa, and Discover, providing BIN sponsorship for some of the fastest-growing fintech card programmes. 

Founded in 2020, Monavate’s track record speaks for itself:
•⁠ ⁠Issued more than 6 million cards on behalf of clients
•⁠ ⁠Powered over 410 million transactions
•⁠ ⁠Expanded operations across 35 countries
•⁠ ⁠Supported 40+ programmes on the platform
•⁠ ⁠Settled over £5.75 billion of card payments
•⁠ ⁠Opened over 500,000 IBANs


payabl. is a leading PayTech with regional offices in Cyprus, Germany, Netherlands, Lithuania, and the UK. Through its holistic payments offering payabl. can facilitate transactions from 300+ payment methods, enabling businesses to grow, positively transforming the communities they engage in. payabl. offers its customers a high tech, high touch approach, providing future-ready payment solutions for merchants from a wide range of sectors around the world. With unrivalled experience in helping clients navigate the complexity of an evolving payments environment - payabl. is the trusted partner for the world's largest merchants to unlock growth.   

Founded in 2019, PayFuture helps online merchants access and thrive in emerging markets. We simplify local payments acceptance and cross-border repatriation with a single, powerful API. Our platform enables merchants to offer the most widely used local payment methods in each target country, supporting growth in over 40 markets. By integrating seamlessly into our network, merchants can unlock new customer bases and boost their conversion rates while simultaneously expanding internationally with ease and confidence. 

Paymentwall, established in 2010 in San Francisco, is a global payments platform that pioneered a unified API integrating 200+ payment methods worldwide. Our current platform incorporates over 200 reliable payment methods from LATAM, US, Europe, Africa, MENA, CIS, SEA, Australia, India, Greater China, South Korea, and Japan.  

We serve 300,000+ merchants worldwide, operating through our extensive network of 20+ global offices around the world. 
Our offerings include a customizable interface, fully localized payment methods, efficient credit card processing, and innovative solutions. 

These include tax management and remittance services tailored to your global entity, our in-house Medusa Risk & Traffic management system, and the SpiderPipe Payment Orchestration Platform. 

Fintech companies and merchants can benefit from our platform's comprehensive reach, enabling seamless transactions in various markets.

Salt Edge is a leading financial API platform with PSD2 and Open Banking solutions that cater to businesses worldwide. The company facilitates third-party access to bank channels through a unified gateway and develops the technology necessary for banks to comply with regulatory requirements. As an ISO 27001-certified and AISP-licensed company under PSD2, Salt Edge prioritizes international security measures to ensure stable and reliable connections between financial institutions and their customers. The company is integrated with over 5,000 financial institutions in more than 50 countries and has earned recognition as a Strong Performer in The Forrester Wave™: Open Banking Intermediaries, 2023 Report.   

Sumsub is the one verification platform to secure the whole user journey. With Sumsub’s customizable KYC, KYB, transaction monitoring and fraud prevention solutions, you can orchestrate your verification process, welcome more customers worldwide, meet compliance requirements, reduce costs and protect your business.

Sumsub has over 4,000 clients in fintech, crypto, transportation, trading, e-commerce and gaming industries including Wirex, Jeton, Bybit, Mercuryo, and TransferGo.

Over the years, we have established strong relationships with hundreds of financial institutions around the world, who benefit from our deep liquidity, first-rate banking solutions and leading-edge technology. Swissquote ranks among the top 15 Forex brokers worldwide, with over 500?000 client accounts in 120 countries, and an annual client FX trading volume of over 1 trillion CHF. Swissquote Group Holding Ltd is listed on the SIX Swiss Exchange (SIX:SQN), ensuring that Swissquote is held to the highest standards of security, transparency and financial strength.  

Taktile helps teams automate complex decisions with speed and confidence — from onboarding and underwriting to fraud and compliance. By combining domain expertise with powerful AI capabilities, our platform makes it easy to test ideas, adapt quickly, and use data more effectively across the entire customer lifecycle. Trusted by Zilch, Pleo, Nubank, Allianz and many other global leaders

Thales is a global technology leader with 81,000 employees in 68 countries. The Group provides solutions, services, and products to customers in the aeronautics, space, transport, digital identity and security, and defense markets. 
 Our digital identity and security business creates the technology needed to build trust in an increasingly connected world. Our solutions generate value for businesses and governments by protecting the identities of billions of people and things as well as the data they create and exchange. 
 We deliver these solutions to more than 30,000 organizations including 3,000 financial institutions whose banking and payment services we protect. 

TrueLayer is Europe’s leading open banking payments network. We power smarter, safer and faster online payments by combining real-time bank payments with financial and identity data. Businesses big and small use our products to onboard new users, accept money and make payouts in seconds, and at scale. We’re live across 21 countries and over 10 million users trust us to process their transactions. Though we’re not stopping here. We’re on a mission to change the way the world pays. And we won’t stop until we’ve unlocked the full potential of payments.

Trulioo is the world's identity platform, trusted by leading companies for their verification needs. Offering unparalleled global coverage for business and person verification, Trulioo operates in 195 countries and can verify more than 12,000 ID documents and 700 million business entities while checking against more than 6,000 watchlists. Its comprehensive suite of in-house capabilities, integrated across a single automated platform, powers customizable onboarding workflows tailored to meet any market requirement. Combining its state-of-the-art technology with expert verification knowledge across diverse markets, Trulioo enables the highest verification assurance levels, optimizing onboarding costs and fostering trust in the global digital economy.  

Tuum is the core banking platform for a world of banking without limits.

Built for institutions ready to modernize, scale, and lead, Tuum helps banks, lenders and fintechs escape the constraints of legacy technology and accelerate into a new era of agility, innovation, and growth.

Cloud-native and modular by design, Tuum supports all key financial business models — from lending and payments to BaaS and Islamic banking — on a single, extensible platform. Clients can modernize progressively, launch products in weeks, and expand into new markets without sacrificing control, compliance, or performance.
With enterprise-grade scalability, real-time processing, and an open API architecture, Tuum delivers the flexibility to adapt fast — while significantly lowering total cost of ownership and shifting budgets toward innovation.

Tuum is trusted by leading financial institutions across the globe to build the future of banking — one without limits.

Tuum. Banking without limits.

www.tuum.com


UCMG (UZCARD Management Group) is a dynamically growing management company, founded in June 2024, which unites under its management 11 specialized companies working in various areas of fintech.

Partnering with key players, we offer end-to-end services in areas such as electronic payments, fare automation, business process optimization and mobile communications.

UZCARD - Uzbekistan’s largest processing center offering secure and convenient solutions for electronic payments.

ATTO - a fare payment system operator making public transportation easier and more accessible for everyone.

Plum Technologies is an expert in business process automation and software development for various industries.

Play Mobile is a leader in mobile communication solutions and mass SMS distribution.
 
ARCA GROUP - developer of modern cash register solutions and online cash registers.

SMIC - provider of digital solutions for product labeling and electronic document management.

BTECH - specialist in POS-terminals, ATMs and cartridges maintenance, ensuring stable operation of equipment.

TECHNOLOGIC ASBT - company for automation of management systems for government agencies and businesses.

UC VENTURE is a venture fund investing in technology startups and innovations in Uzbekistan.

Veriff is the identity verification and authentication platform for the world’s most innovative growth-driven organizations, including pioneers in financial services, mobility, crypto, gaming and online marketplaces. We provide advanced technology that combines AI-powered automation with reinforced learning from human feedback, deep insights, and expertise.
Veriff is the partner for organizations that need to rapidly and conveniently verify and safeguard users globally. This is achieved by supporting the broadest number of identity documents from more than 230 issuing countries and territories. To enable trust, our platform analyzes more than 1,000 data points including the person, document, device, and network.
With over 400 employees from 50+ different nationalities and teams in the United States, United Kingdom, Spain, and Estonia, and robust backing and funding from investors including Accel, Alkeon, IVP, Tiger Global, and Y Combinator, we’re dedicated to helping businesses and individuals build a safer and more secure world.  

We are a global tech company devoted to simplifying banking experiences. Through our business solutions, we inspire financial institutions to take digitalization to the next level. We are proud to be a key strategic partner for renowned clients across Latin America, North America, and Europe, helping them become the banks their customers prefer. By creating innovative customer-focused products, we empower over 50 million people to run their financial world. For more information, please, visit: https://www.veritran.com/   

XONO is a modular, compliant Web3 Financial OS that helps financial institutions, fintechs, and platforms integrate digital assets into their core business. From payments and tokenization to money movement and compliance — XONO simplifies the complex and makes digital assets work within existing financial ecosystems.

With ready-to-deploy modules — including wallets, cards, tokenization, fiat rails, and automated compliance — we reduce time to market, cut regulatory friction, and accelerate your path to the digital asset economy.

Whether you're enhancing your platform with crypto payments, launching tokenized products, or enabling cross-border digital transfers, XONO brings the infrastructure to make it happen — fast, secure, and compliant.

Ready to integrate the future of finance?
Come meet us at Kiosk K38 — we’re excited to connect.



XTransfer, World's Leading & China's No.1 B2B Cross-Border Trade Payment Platform, is dedicated to providing SMEs with secure, compliant, fast, convenient and low-cost foreign trade payment & fund collection solutions, significantly reducing the cost of global expansion and enhancing global competitiveness. Founded in 2017, the company is headquartered in Shanghai and has branches in Hong Kong SAR, the United Kingdom, the Netherlands, the United States, Canada, Australia, Singapore, Vietnam, Thailand, Malaysia, the Philippines, the UAE, Nigeria, etc. XTransfer has obtained local payment licenses in Mainland China, Hong Kong SAR, Singapore, the United Kingdom, the United States, Canada and Australia. With more than 600,000 enterprise clients, XTransfer has become the industry No.1 in China.  

Bank of London is the modern banking, payments and clearing partner for ambitious businesses, providing seamless, secure and innovative financial solutions.

We eliminate the complexity of traditional banking by leveraging cutting-edge technology to offer faster, more secure and more flexible financial solutions. Our approach removes legacy barriers, ensuring businesses can hold and move money effortlessly while staying focused on growth.

We empower businesses with smarter banking solutions that fuel ambition, remove friction and ensure financial safety and security.

Dandelion, a Euronet Service, is the largest real-time, cross-border payments network in the world, including built-in settlement, compliance, and support.

We enable payments to 195+ countries. With one simple API integration, banks and fintechs can connect to over 4B+ bank accounts, 3B+ mobile wallet accounts, as well as 550k+ cash pick-up locations.

Founded in 2016 in Finland, Enfuce is a female-led company and award-winning issuer processor at the forefront of financial service. Enfuce, who pioneered payment processing in the public cloud, is a global powerhouse that merges innovation, security, and top-notch expertise to craft mind-blowing modern, modular, scalable and cloud-based card payment solutions. 

Enfuce’s unique no-nonsense approach helps innovative companies, financial institutions and digital banks to execute their payment card growth strategy, enabling them to create exceptional customer experiences and launch new payment solutions in record time that are cloud-based, flexible, scalable and secure. 

Enfuce has raised €68.5 million in funding to date, from the likes of Visa, Vitruvian Partners and maki.vc, including a €45 million Series C round, which is one of the highest investment rounds raised by a female-led business.  

Equals Money is the money movement solution for forward thinking teams. Our business account combines cutting-edge technology, expert support, and thorough compliance to help you make the most of your spend. Business spend is inevitable: with an account from Equals Money, make it one less thing to worry about.  

Fireblocks is the world's most trusted digital asset infrastructure company, empowering organizations of all sizes to build, run and grow their business on the blockchain. With the industry's most secure, scalable and comprehensive platform, we streamline custody, tokenization, payment, settlement, and trading operations across the largest ecosystem of exchanges, custodians, banks, payment providers and stablecoin issuers in the world. Over 2,000 organizations - including BNY Mellon, Galaxy, and Revolut - trust Fireblocks to secure more than $10 trillion in digital asset transactions across 100+ blockchains and over 300 million wallets. Learn more at fireblocks.com

Fuse is on a mission to bring real-time cross-border payments to the Middle East and Asia, helping global businesses access both regions without changing their payment stack. We believe these markets present some of the most exciting payment opportunities in the world today—historically fragmented and underserved, yet among the fastest growing. Fuse is building the local infrastructure needed to keep up, offering virtual accounts in both Middle Eastern and Asian currencies to enable seamless payouts and collections. To date, we've raised over $8.6mn to help us radically change how money moves in and out of these regions, backed by top investors including Northzone, Flourish, Raba, and Alter Global. With our head office in Dubai, we're trusted by payment companies and enterprise businesses worldwide to move money locally—powering payouts to contractors on Deel, hosts on Airbnb, sellers on Etsy, and many more. And this is just the beginning. 

ICEX Spain Export and Investment is a national public business entity whose mission is to promote the internationalisation of Spanish companies in order to contribute to their competitiveness and add value to the economy as a whole, as well as to attract foreign investment to Spain. 
 It provides its services through a network of 31 Provincial and Territorial Trade Directorates in Spain and more than 100 Economic and Commercial Offices abroad. It also has 31 Business Centres abroad, which offer Spanish companies temporary infrastructure as incubators for internationalisation.

Innovation Agency Lithuania spearheads the Lithuanian innovation landscape, propelling innovation across business growth phases with tailored services. Our focus on sustainable economic development through scientific knowledge and advanced technologies benefits startups and small to medium-sized enterprises. 
Our global stance positions us as the entry point for foreign businesses, facilitating Lithuanian partnerships and fostering joint initiatives in mutual markets. We're valued partners to international business associations, chambers, and governmental bodies, enhancing Lithuania's global competitiveness. 
 Lithuania stands as an ICT powerhouse, celebrated for its robust infrastructure, a reservoir of ambitious talents, and pioneering tech firms. Boasting 42,000 ICT experts, Lithuania is ranked 1st globally for the availability of digital skills.
Our innovation-rich environment nurtures 1000+ startups.  In 2024, Lithuania had the highest IT business environment competitiveness index among Central and Eastern European (CEE) countries.
Central to our ICT sector is Fintech, soaring from 44 companies in 2014 to more than 270 in 2024. Lithuania's cyber strength is evident, ranking 8th globally in the National Cybersecurity Index. The game development sector surges with untapped potential. 
 Lithuania's expertise in automation and AI primes us for future growth. Our primary ICT export destinations include the USA (over 21% of companies), Ireland, the UK, and the Netherlands, amplifying Lithuania's tech prowess on a global scale. 
Embrace the essence of Innovation Agency Lithuania and the thriving Lithuanian ICT domain at Money 20/20 2024. Together, let's navigate the boundless avenues of innovation, scripting a future where technology revolutionizes the world. 

We are a government agency focused on promoting the export of Latvian goods and services, along with attracting foreign investment to Latvia. For domestic companies, we facilitate growth by helping them to enter new markets, and we support entrepreneurs to innovate new competitive products and services.  For foreign investors, we are a one-stop source for information, advice, and support when looking to set up a business in Latvia.  

Multitude is a listed European FinTech company, offering digital lending and online banking services to consumers, small and medium-sized enterprises, and other FinTechs overlooked by traditional banks. The services are provided through three independent business units, which are served by our internal Growth Platform. Multitude’s business units are Consumer Banking (Ferratum), SME Banking (CapitalBox), and Wholesale Banking (Multitude Bank). Multitude Group employs over 800 people in 25 countries and offers services in 17 countries, achieving a combined turnover of 230 million euros in 2023. Multitude was founded in Finland in 2005, is registered in Switzerland and is listed on the Prime Standard segment of the Frankfurt Stock Exchange under the symbol 'MULT'.  

OpenPayd is the leading global payments and banking-as-a-service platform for the digital economy. OpenPayd’s clients are delivering seamless user experiences and building a new generation of digital services, using embedded finance.  

OpenPayd’s platform delivers an ecosystem of financial services: accounts, FX, international and domestic payments, acquiring and Open Banking services - all via a single API. With a growing network of licenses across the UK, Europe and North America, OpenPayd is providing the banking solutions digital businesses need to thrive.

Papel is a premier financial services provider catering to individual and corporate clients. Our extensive offerings include prepaid cards, physical and virtual POS systems, and e-wallet solutions. Our inception in Turkey marks the beginning of a revolution—creating a seamless, modern, and globally integrated financial experience that endorses freedom.  
 
At Papel, innovation meets convenience. We equip businesses with robust tools like online and offline POS systems, intuitive campaign builders, and sophisticated analytical tools. At the same time, individuals enjoy around-the-clock money transfers, lucrative cashback offers, comprehensive open banking, and global transaction capabilities.
 
Using cutting-edge technology, we're transforming the payment landscape and paving the way to financial freedom. Whether you're an entrepreneur or a private user, we invite you to join our journey toward a faster, safer, and simpler financial experience.
 
That's why we proudly say, "Papel For You!"

Shift4 (NYSE: FOUR) is boldly redefining commerce by simplifying complex payment ecosystems across the world. As the leader in commerce-enabling technology, Shift4 powers billions of transactions annually for hundreds of thousands of businesses in virtually every industry. Experience the future of commerce at www.shift4.com  

We're the global specialist in financial transactions ? the way the world moves value across borders, through cities and over seas. We keep funds flowing, supply chains moving and the world's economies turning. No other organisation can address the scale, precision and trust that this demands. 
 We're unique too: a neutral cooperative established to provide a safe, secure and reliable way for the financial community to send transactions across borders. We?re always striving to be better and are constantly evolving in an ever-changing landscape. We innovate tirelessly, test exhaustively, then implement fast. In a connected and challenging era, our mission has never been more relevant.

Wallester

Wallester is an Estonian-licensed financial institution and has been an official Visa partner since 2018, specialising in innovative digital financial solutions and card issuance. We empower companies across the European Economic Area (EEA) and the UK to streamline payments, launch branded cards, and scale efficiently.

What we do:
White-Label Solution with Embedded Finance:
Our White-Label solution enables businesses to integrate financial services directly into their platforms - a concept known as embedded finance. This allows companies to launch branded payment cards tailored to their specific needs, enhancing customer experiences and opening new revenue streams. We ensure a swift time-to-market with simplified integration and dedicated support from our implementation team. 

Wallester Business: Corporate Expense Management:
Wallester Business is designed to modernise corporate expense management. It provides companies with instant access to virtual and physical Visa cards, streamlining financial processes through a modern app and comprehensive portal. Features include expense tracking, budget analytics, and seamless integration with accounting systems to enhance financial oversight and efficiency. 

With a diverse team of over 140 professionals located in Estonia, Latvia, France and the United Kingdom, Wallester is dedicated to developing high-quality, profitable products for our clients. Our passion for innovation drives us to improve and adapt to the evolving financial landscape continuously.

We aim to elevate businesses by providing the most advanced financial technologies, enabling them to reach new heights in efficiency and growth. We are always open to collaboration and eager to assist companies in navigating the future of finance.


The Italian Trade Agency (ITA) is the Italian Government’s agency dedicated to promoting trade and investment into Italy. Working under the Ministry of Foreign Affairs and the Ministry of Enterprises and Made in Italy, our international network provides a global reach through over 80 overseas offices all over the world. 
We aim to ensure that current and potential investors receive the strongest possible cross-government support to realise their investments. In close collaboration with our Partners at Money20/20 Europe, we are committed to promoting Italy as an inward investment destination for the global Fintech community, leveraging our strong innovation credentials, generous incentives for foreign companies and a talent pool of highly qualified professionals.

  

Banking Circle S.A. is a public limited liability company (Société Anonyme) and a credit institution (e.g., a bank) headquartered in Luxembourg and regulated by the Commission de Surveillance du Secteur Financier (CSSF) as its home regulator. Banking Circle S.A. has branches in Denmark, Norway, Sweden, Germany, and the UK, and subsidiaries in Liechtenstein, Singapore, and Australia. 

 As a fully licensed bank, Banking Circle S.A. combines pioneering technology and the established central bank clearing system to provide ultra high-speed access to global, multi-currency instant payment schemes. Banking Circle S.A. enables payments companies and banks of any scale to seize opportunities in the new economy—quickly, at low cost. Through bespoke, flexible, scalable, and future-proof solutions, Banking Circle S.A. is enabling financial institutions to help their customers transact across borders in innovative ways.   

The official German Presentation is sponsored by the Federal Ministry for Economic Affairs and Energy (BMWE) in cooperation with the Association for German Trade Fair Industry (AUMA). 

LHV Bank is a fully licensed UK bank specialising in three core areas: Banking Services for global fintechs, SME Lending solutions for UK businesses, and Personal Savings through partnerships with deposit aggregators.
 
LHV Bank is a fully licensed UK bank, specialising in three core areas: Retail Banking for UK consumers, SME Lending for UK businesses, and Banking Services for global fintechs.

With a digital-first approach, LHV Bank’s Retail Banking offers a market-leading interest rate on all current accounts as standard, along with competitive deposit products.

The SME Lending division provides tailored financing solutions—including trading loans, commercial real estate investment loans, and specialist buy-to-let loans—starting from £0.5 million, supporting the growth of small and medium-sized businesses across the UK.

As a trusted Banking Services provider, LHV Bank empowers over 200 international fintech clients to serve tens of millions of end customers and reach a potential audience of 500 million across the UK and Europe.



Founded in 2015 to make financial services fast, easy, affordable, and enjoyable for everyone, Papara is now Türkiye’s leading financial technology company. Recognized globally, Papara was listed among the Global FinTech 100 by KPMG and received the Inclusive 50 award, supported by the World Bank, in 2020 for its efforts to drive financial inclusion. That same year, it became the 68th Endeavor Entrepreneur from Turkey. 

In 2023 and 2024, Papara proudly stood as the only Turkish company featured on CNBC and Statista’s prestigious list of the “World’s Best FinTech Companies.” In 2022, Papara was named “Best Mobile Payment Solution” at the Finovate Awards, hosted by one of the world’s top fintech platforms. Most recently, in 2024, it was included in Brand Finance Türkiye’s ranking of “Turkey’s Most Valuable Brands - 125.” 

Driven by a user-first mindset and offering a wide range of financial products, Papara is on track to become a full-fledged Super App. With a 4.8-star rating on the App Store and a 4.6-star rating on Google Play, Papara serves over 23 million individual users and over 15,000 businesses, including global brands like Uber and TikTok. 

Backed by a growing team of over 1,000 employees, Papara is expanding rapidly with a clear ambition: to become the region’s most competitive and trusted fintech company. 

Headquartered in The Netherlands, TerraPay believes that the smallest payment deserves a borderless journey as safe as the largest. The company has been building an ever-expanding payments highway that empowers businesses to create transparent customer experiences with an uninterrupted, secure, and real-time global passage for every payment, however small or large. Registered and regulated across 25 global markets, TerraPay is a leading global partner to banks, mobile wallets, money transfer operators, merchants, and financial institutions, creating a more expansive and inclusive international financial ecosystem. With access to payments infrastructure that spans the globe, their partners become beacons of the promise of global financial inclusion.  

Thunes is a global payment innovator enabling seamless, instant and transparent money movement for the 21st century. Through our expansive network, we empower our customers to Accept and Pay in real time, closing the gap between payment systems worldwide.

Thunes currently facilitates payments in 84 currencies across 133 countries, using over 550 payment methods, including 129 mobile wallets like PayPal, M Pesa and Orange Money, gig economy giants like Uber and Deliveroo and super-apps like Grab and WeChat. Headquartered in Singapore, Thunes has offices in 14 locations, including Beijing, Nairobi, Riyadh, Dubai, San Francisco, Sao Paulo, London, Paris, Barcelona and Manila.

With a mission to connect the world’s population so that commerce can operate in a borderless, frictionless way, Thunes’ network is powering the next chapter of the digital economy.

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