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Founded in 2019, myTU is transforming the banking landscape for consumers and businesses with its innovative, AI-driven model built on cloud technology. As the first banking platform hosted on Google Cloud, myTU utilizes Google’s Flutter for seamless front-end development and Cloud Spanner for robust, secure, and scalable data management. At the core of myTU’s operations is a commitment to harnessing advanced tools like Vertex AI and ChatGPT. These technologies streamline essential processes, including customer due diligence, identity verification, anti-money laundering (AML) checks, and risk scoring, ensuring both compliance and efficiency. myTU is fully licensed as an Electronic Money Institution (EMI), authorized across all EU/EEA countries under the regulation of the Bank of Lithuania. Additionally, myTU is approved as a Consumer Credit Provider, highlighting its commitment to financial inclusivity and tailored credit solutions. A proud participant in the SEPA payment network, myTU facilitates seamless and fast European transactions. Moreover, as a Principal Member of VISA, the company extends its reach with reliable global payment solutions. By blending regulatory compliance, cutting-edge technology, and a customer-first approach, myTU is redefining what it means to bank in the modern era - empowering individuals and businesses with tools for growth, security, and convenience.

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