EUROPE’S CROSSBORDER PAYMENTS CROSSROADS

Europe’s cross-border payments landscape is evolving rapidly, combining deep-rooted financial maturity with growing innovation in interoperability and payment infrastructure. As a region with established financial centres, sophisticated regulatory frameworks and strong international connectivity, Europe continues to play a central role in global money movement. This report explores the projects, policies and technologies shaping the future of cross-border payments across the region, enabling faster and more seamless transactions between markets and currencies.

Created through a collaboration between Money20/20 and FXC Intelligence, this white paper offers a deep dive into the state and future of cross-border payments in Europe. Drawing on extensive industry reporting and market analysis, it highlights key initiatives, emerging opportunities and the region’s priorities as it navigates an increasingly complex global financial environment. Whether addressing questions of interoperability, monetary sovereignty or regional resilience, this report provides valuable insights into the future of Europe’s evolving payments ecosystem