The 2027 Content Pillars

See the future of fintech on stage at Money20/20 Europe 2027

Get ready! Call For Content opens 2 November

Introducing the 2027 Content Theme: Control is Changing Hands

AI, European Sovereignty and the Future of Finance

Every year, the Money20/20 Europe agenda is built around the forces we believe will matter most to the future of money.

Our 2027 Content Theme is Control is Changing Hands.

Across our research, one idea came through more strongly than any other: the balance of control in financial services is shifting.

AI is changing who, and what, gets to make decisions. As technology takes on more responsibility, institutions are having to decide how much control they are willing to delegate, and where human oversight must remain.

At the same time, Europe is confronting another question of control. From payments infrastructure and digital money to cloud, compute and data, many of the systems financial services depends on have become strategically important. Who builds them, who governs them and where they sit increasingly matters.

Together, these forces raise a bigger question for the industry:

As control changes hands, who gets to build, move, manage and govern money?

Built from the industry, not from a brainstorm. Our 2027 agenda is grounded in more than 50 in-depth industry interviews, 90+ survey responses, 850+ pages of conversations and over 2,600 individual data points. We challenged that research to identify the structural shifts, tensions and unanswered questions that matter most for the future of finance.

The 2027 Content Pillars

Our five Content Pillars are the major editorial territories which we’ll be exploring at Money20/20 Europe.

Pillar 01

The Tokenised Economy

Stablecoins, Digital Assets and Programmable Money

Stablecoins are scaling, deposits are being tokenised, real-world assets are moving on-chain and financial markets are exploring always-on settlement.

The Tokenised Economy looks beyond crypto speculation to examine what happens when money and assets become programmable, and when banks, issuers, public networks and regulated infrastructure compete to shape how value is created, moved and governed.

We’ll explore stablecoins, tokenised deposits, real-world assets, 24/7 capital markets, programmable money and the changing liquidity landscape.

Who gets to issue, programme and move money?

What we’re focusing on:

  • The Rise of Tokenised Deposits
  • Tokenised Real-World Assets
  • 24/7 Capital Markets
  • Programmable Money
  • Public Chains vs Regulated Infrastructure
  • Liquidity in a Tokenised World

One theme. Five shifts. A financial system being renegotiated.

Our Content Pillars are not five separate conversations.

The infrastructure beneath AI determines who can deploy it. New forms of money create new payment rails. New rails create new questions of trust and liability. And every one of those changes affects the relationship between financial institutions and their customers.

Together, they tell the story we’ll follow across Money20/20 Europe 2027.

Control is changing hands. The question is: whose?

Formats

BREAKING NEWS

Got news worth making noise about? Make it at Money20/20. From launches and partnerships to funding, acquisitions and industry firsts, reveal your embargoed news live on stage.

FIRESIDE CHAT

Two people. One conversation. No hiding from difficult questions. Fireside chats are candid discussions that get beneath the surface, from interviews to honest exchanges on key issues.

PRESENTATION

Take the stage and tell us something we don’t already know. Share a breakthrough, challenge thinking or reveal what comes next. Authentic storytelling over product pitches, every time.

PANEL DISCUSSION

Some questions need more than one perspective. Panel discussions bring together different voices to explore the biggest challenges, tensions and opportunities in money.

WORKSHOP

Less talking at the audience, more working with them. Workshops are interactive, practical sessions built around participation, collaboration and real-world problem solving.

PODCAST

Bring your podcast to Money20/20. Record an original episode live from the show, with a conversation designed for both the audience in the room and those listening afterwards.

DEBATE

Take a position and be ready to defend it. Debates put competing perspectives head-to-head on the questions dividing the industry. Think strong arguments and genuine disagreement.

FAQs

Meet The Content Team

Scarlett Sieber

Scarlett Sieber

Chief Strategy and Growth Officer

Money20/20

Oliver Smith

Oliver Smith

Head of Content

Money20/20

Poppy White

Poppy White

Global Head of Content Partnerships

Money20/20

Dhanum Nursigadoo

Dhanum Nursigadoo

Content Manager

Money20/20

Charleene Tom

Charleene Tom

Content Manager

Money20/20