Tim is VP, Global Head of Strategic Growth initiatives for Visa Direct, with responsibility across Visa’s money movement network and settlement growth, domestic market interoperability and diversification into new payment domains. Prior to Visa, Tim spent around 10 years in technology and financial services consulting, primarily at Deloitte, and several subsequent years in capital markets as Head of Business Strategy and Delivery at SETL, a capital markets fintech startup in London that established two DLT-enabled regulated financial market infrastructures across Europe, and Head of UK at SIX Digital Exchange. Tim is also a member of the FSB’s PIE Taskforce on cross-border payments and leads Visa’s activities on industry initiatives such as BIS Project Agorá and the Regulated Liability Network.