Pinar Ozcan is Professor of Entrepreneurship and Innovation at Saïd Business School, Oxford University. She is also the academic director of the Oxford Entrepreneurship Centre and the Oxford Future of Finance and Technology (Fintech) Initiative. A globally recognised expert in fintech, strategy, AI governance, and digital transformation, Pinar advises governments, regulators, and boards on innovation strategy in fast-moving, highly regulated sectors. Her current work focuses on AI-enabled business models, digital platform and ecosystems, the role of technology in financial inclusion, and the evolving role of Big Tech in regulated industries. She brings 20+ years of strategic insight working with organisations ranging from Silicon Valley startups to European regulators and global financial institutions.