Nilixa is a leading policymaker and regulatory strategist shaping the future of digital money. She is the Founder and CEO of Payments Solved, advising central banks, regulators, and market participants on digital-asset frameworks spanning stablecoins, tokenisation, CBDCs, and their convergence with payments and open finance in the UK and globally. A qualified lawyer with a Master’s in European Competition Law, Nilixa combines deep regulatory expertise on how digital assets can modernise market infrastructure, unlock efficiency, and support economic growth while preserving trust and financial stability. Appointed to multiple senior European advisory bodies, including the ECB Digital Euro Market Advisory Group, the Payment Systems Market Expert Group and Data Expert Group Nilixa brings a rare perspective bridging public-sector policymaking and real-world market deployment. Her career spans senior roles at the FCA, EBA, Open Banking Implementation Entity, Mastercard, and Barclays, positioning her at the intersection of innovation, regulation, and global financial transformation.