Nicky Goulimis is the co-founder of Tunic Pay, a fintech company dedicated to preventing financial scams and fraud through Payment Intelligence. Tunic Pay collaborates with some of the largest financial institutions in the UK in breaking the spell, and releasing good payments. Previously, she co-founded Nova Credit, a cross-border credit bureau that partnered with major financial institutions such as Amex, HSBC, and Verizon, serving millions of immigrants. She is actively shaping industry discussions on fraud prevention, engaging with regulators, banks, and payment providers to drive systemic change in financial crime prevention – alongside her role on the board of insurer Hellas Direct. She holds a BA from Cambridge, and an MBA from Stanford.