Natasa Christou is Associate Manager in the Payment Systems team at the Technology Division of Hellenic Bank, Cyprus. With 17 years of experience at the Bank, she began her journey as a software/analyst engineer and grew into senior roles, always focused on supporting and evolving payment-related systems. Her work spans across core payments, compliance and fraud solutions – giving her a well-rounded perspective on the fast-changing world of payments, especially as the industry shifts toward instant payments.