Kirit Bhatia is the Chief Digital Assets Officer at Banking Circle, where he leads the bank’s global strategy for digital assets, tokenisation, and stablecoin-enabled financial infrastructure. With more than two decades of experience across financial services and technology, he brings deep expertise in building next-generation payment and settlement systems.

At Banking Circle, he is responsible for developing embedded digital asset capabilities and enabling clients to manage fiat and digital assets side by side through secure, 24/7 treasury and settlement services. His work focuses on positioning the bank at the forefront of hybrid financial infrastructure as global adoption of stablecoins and tokenised assets accelerates.

Before joining Banking Circle, Kirit held senior roles at Ripple, where he served as Vice President of Business Development and drove the company’s international expansion, as well as leadership positions at Sernova Financial, RBS, and JPMorgan Chase.