Julia Kowalski leads on Stripe’s payments policy engagement in the EU with a particular focus on PSD3, European payment methods and payments infrastructure. Prior to Stripe, Julia held regulatory, credit and payment roles at the Bank of England and the US Federal Reserve and spent several years in the financial markets and macroeconomic divisions of the German Federal Ministry of Finance. Julia has master’s degrees in Public Policy and Economics, including from the London School of Economics and Political Science.