Joy Macknight is Transaction Banking and Payments Editor at Trade Treasury Payments, as well as an award-winning freelance journalist/editor who has covered the global financial services industry for more than 20 years. Previously, she was editor of The Banker, part of the Financial Times group. She also worked in senior roles at Profit & Loss, Treasury Today and gtnews, plus as a staff writer on Banking Technology and IBM Computer Today, and as a freelancer on Computer Weekly.