Jovi Overo is a seasoned fintech leader and current CEO of Vault, a digital banking and payments platform bridging fiat and stablecoin infrastructure across global markets. With over 2 decades of experience in financial services, Jovi has led high-growth businesses across Europe, MENA, and APAC, including as Managing Director of Unlimit BaaS. He brings a rare blend of regulatory insight, product innovation, and commercial execution—having scaled Banking-as-a-Service, Cards-as-a-Service, and Crypto-as-a-Service offerings from zero to market. At Vaault and Vbanq, Jovi is driving the transformation of digital payments for businesses and consumers through stablecoin settlement, cross-border corridors, and programmable finance.