Josh Cogan is Chief Commercial Officer at Bank of London, one of only six UK clearing banks. A seasoned GTM leader specialising in payments and embedded finance, Josh previously led payments sales across UKI, Nordics, and MEA at Finastra, and pioneered the firm's Banking-as-a-Service proposition in Europe, establishing partnerships with global payment networks. Earlier, he served as Associate Partner and UK Head of Banking at Synpulse Management Consulting, and held roles at Accenture and J.P. Morgan Private Bank.