A fintech product expert who's worked at the intersection of product and tech in fintech for nearly 20 years, ideating, designing, building, launching, and scaling digital financial products across global markets.

Former CPO of an SME lender, and leader of the development of and launch of 2 digital banking propositions, and the writer of Fintech: Under the Hood, a fortnightly newsletter covering a range of fintech topics, including open banking, digital banking, payments, lending, embedded finance, Stablecoin and AI.

Well respected across the industry for his sharp insights and extremely detailed no-nonsense takes, as well as hands on expertise