Erik Howell, Partner, has 24 years of experience in payments and fintech as both an operating executive and as a trusted advisor. A subject matter expert in payments issuing, embedded finance, and banking, Erik has advised 20+ embedded finance providers and PSPs, 50+ retailers, 100+ issuers, and a number of financial investors globally on growth strategy, geographic and product expansion, go-to-market, operating model and partner selection, implementation, and mergers and acquisitions. Erik drives unique value for Flagship’s clients by combining cross-functional subject matter expertise, strategy, and hands-on implementation to produce practical, actionable recommendations.