Eric Tak has headed the ECB’s Product Proposition Division of the Directorate Digital Euro since June 2024. The Division defines the product offerings for consumers, merchants and intermediaries, focusing on key digital euro use cases such as Person-to-Person (P2P) transactions, eCommerce, and Point-of-Sale (POS) payments. It also manages project activities related to digital financial inclusion, the digital euro compensation model, the setting of holding limits and considerations around the environmental footprint.

Eric is responsible for managing the design and refinement of the digital euro product proposition, including the distribution model via payment service providers, liaising closely with internal and external stakeholders. Before joining the ECB, Eric had dedicated much of his career to ING, where he worked as Global Head of Retail Payments until October 2023. Eric holds a master’s degree in business economics from Vrije Universiteit Amsterdam.