Vision 20 20 Consulting specializes in delivering strategic guidance and innovative solutions in technology, digital transformation, and core banking for financial institutions and fintech organizations. With forty years of experience Dharmesh fosters impactful collaborations with banks, fintechs, and investors to redefine banking and technology ecosystems.

Through a proven history of conceptualizing and implementing transformative initiatives, Dharmesh has pioneered advancements such as single customer view, internet/mobile banking and banking as a service. His mission is to empower clients with forward-thinking strategies to drive growth, operational efficiency, and exceptional customer experiences.