Charlotte Bullock is Chief Product Officer at Bank of London — the UK's first new clearing bank in over 250 years — where she has shaped every layer of the institution's technology stack, from core banking and payments infrastructure to client channels and AI.

As the Bank's first product hire, Charlotte has been at the centre of a $160m+ fundraise and direct regulatory engagement with the PRA and FCA on the path to a full clearing licence. She has led the full product lifecycle from commercial strategy to production-ready technical implementation.

With a career spanning SAP and Aon, Charlotte brings rare depth across product, commercial, and technology — and a proven track record of turning complex financial infrastructure into competitive advantage.