Andy is the CEO at NatWest Boxed, a new Banking-as-a-Service business in the UK.

He was previously Head of Ventures at NatWest, where he led a portfolio of standalone digital businesses and products to generate new revenue streams across the bank. These included Mettle, the fast-growing small business banking app, a cash flow lender (Rapid Cash), a merchant acquiring business (Tyl) and a number of other banking and adjacent businesses.

Following an early career in technology and consulting with Accenture (formerly Andersen Consulting). As someone who believes in taking tangible action when it comes to improving diversity in banking, Andy launched the RBS Comeback programme for female returners and a digital apprenticeship programme to support social mobility.