Defining The Future of Payments in Europe: Choice, Inclusion and the Next Wave of Innovation

Europe is one of the world’s most complex and diverse payments markets in the world, with consumers and businesses demanding seamless ways to pay and get paid across borders, platforms and use cases. In her Money20/20 debut, Kelly Devine, Mastercard’s European President, explores why the future of payments is not about a single technology, but about orchestration. From cards and account‑to‑account payments to digital wallets and emerging payment models, Kelly will share her strategy on enabling interoperability at scale, supporting innovation while maintaining trust, security and resilience, and ensuring equitable access to the digital economy.