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Frederick Knox



Ricky Knox is a serial entrepreneur and investor. He is Chairman of ForMore, an ethical wealth

management platform and the Founder of Tandem Bank (CEO from inception to July 2021), an app-

based bank that aims to revolutionize banking to save people and planet.

Ricky has helped create a series of technology disruptors in Fintech/telecoms. He co-founded GSM

Systems (global mobile telephony network services provider) in 2003 and is a Founder of Small

World Financial Services Group, a global money transfer business with over £5bn of transfers - one

of the world’s largest international money transfer operators. In 2012, he co-founded Azimo, a social

digital payments platform that enables simple, fast and secure remittances to 198 countries around

the world (remaining as Non-Executive Director until 2018).

Ricky has been investing in Fintech businesses since 2003.

Appears in:

What are the implications of increased sanctions in payments?

Founders stories: My biggest mistake