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Andrew Ellis

CEO Mettle, Head of Digital Assets, NatWest Group


Andy is the CEO of Mettle, the digital business bank for self-starters – a group of five million side hustlers, freelancers and small business owners across the UK. As the Head of Digital Assets, Andy is also responsible across for developing and driving a proactive approach to tokenisation across the group.

He was previously Head of Ventures at NatWest, where he led a portfolio of standalone digital businesses and products to generate new revenue streams across the bank. These included a cash flow lender (Rapid Cash), payments businesses (Tyl & Payit) and number of other banking and adjacent businesses. He is also on the Board of FreeAgent (cloud accounting software).

As someone who believes in taking tangible action when it comes to improving diversity in banking, Andy launched the RBS Comeback programme for female returners and a digital apprenticeship programme (with 500 apprentices onboarded to date) to support social mobility.

Appears in:

What Can You Teach Me? Lessons challenger banks can learn from their predecessors