Token.io's vision is to make A2A payments a mainstream payment method. With its best-in-class open banking connectivity and robust payments infrastructure, Token.io is actively realising this vision. Powered by open banking, Token.io’s A2A payment infrastructure enables payment providers to launch their own ‘Pay by Bank’ solution across Europe, maximising acceptance while delivering lower processing costs and better payment experiences for merchants.
Standout features of Token.io’s solution include the deepest and highest performing direct connectivity to over 80% of bank accounts in each of its 20 supported markets, conversion-boosting payment flows, and flexible licensing and settlement options to help PSPs launch and grow faster with Pay by Bank. The ability to whitelabel Token.io’s entire platform also empowers banks and other payment providers to create and grow their own ready-to-market A2A payment product with support for omnichannel use cases.
Token.io’s is proven by a blue chip base of partners, which collectively process payments for millions of merchants worldwide, including HSBC, Mastercard, BNP Paribas, ACI Worldwide, Global Payments, Computop, Flutterwave, Nuvei and Paysafe. Token.io is authorised as an AISP and PISP by the FCA in the UK and by BaFin in Germany. Token.io is PSD2 and SCA compliant, and PCI-DSS Level 1 and ISO27001:2013 Certified.