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Token is Europe’s leading open banking payments platform, enabling PSPs to efficiently launch and successfully scale with open banking payments.

Token processes tens of millions of payments annually for over 80 customers and partners, including HSBC, Mastercard, BNP Paribas, Computop, Nuvei, ACI Worldwide, Paysafe among others.

Token is the only provider offering open banking connectivity for data access and payment initiation with 100% API-based integrations to over 80% of bank accounts in its 15 supported markets.

Token’s ‘platform for platforms’ is purpose built to offer payment providers the fastest and most flexible solution for generating higher margins with open banking payments. Token can also whitelabel its entire solution, and underpins some of the world’s most successful account-to-account payment deployments.

In addition, Token provides businesses with access to aggregated bank account and transaction data for smarter onboarding and deeper insights. With Token’s complete open banking toolkit, businesses can create new capabilities and revenue streams by blending API-based payments and data to reinvent financial experiences.

Token is authorised as an Account Information Service Provider (“AISP”) and Payment Initiation Service Provider (“PISP“) by the FCA in the UK and BaFin in Germany. Token is PSD2, SCA and PCI-DSS compliant and has earned the highest levels of security certifications, including ISO27001.

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