Innovative Assessments

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Innovative Assessments

Innovative Assessments (IA) uses psychometrics to assess creditworthiness based on a borrower’s personal character. We measure key character traits that predict borrowers' willingness to repay their loans, above and beyond their abilities to repay. Above all, we promote financial inclusion by helping lenders from around the world approve more loans among the underbanked, while simultaneously helping more good people qualify for the affordable credit they deserve.

Academy 2018


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