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BankAxept is the national payment scheme owned by all the banks in Norway. The purpose of the establishment of BankAxept in 1990 was originally to replace costly cash and check payments, using an efficient electronic service. BankAxept was re-established in April 2014 to meet the new challenges in the payment market. Nine out of ten card payments with the Norwegian cards occurs with BankAxept. At the end of 2016 there were more than 8 million BankAxept cards in circulation, and almost 1.55 billion transactions. BankAxept shall on a commercial basis develop new payment solutions in new channels. BankAxept is today offering card payments (chip & pin and contactless), online payments and are focusing on new services within mobile payments and value added services.

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