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CBI S.c.p.a.
CBI S.c.p.a. Benefit Corporation is a public limited consortium company, comprising 400 banks and other intermediaries as shareholders, that develops infrastructures, innovative services and ecosystems for the financial and banking industry, supporting digital payments, open banking and open finance; services that CBI customers, banks and fintechs, ultimately extend to a wide set of clients, responding efficiently and effectively to the needs of business, Public Administrations and citizens in an increasingly competitive market.
CBI operates under the supervision of Bank of Italy, therefore obligated to comply with the measure "Provisions on the supervision of payment systems and technological or network instrumental infrastructure" as a "critical infrastructure or service provider".
CBI has been acting over the past 20 years with a Business-to-Business-to-Customer (B2B2C) perspective by developing infrastructures, innovative services and ecosystems. Over these years, CBI developed several open banking and open finance services, and achieved a variety of goals at national and international level. From an Open Finance and Data Monetization perspective, CBI has developed a few value-added services (VAS) that render its clients all the more competitive. In this regard, CBI has developed a variety of services, such as: Name Check, Check IBAN, CBI GO, CBI Safe Trade.
To date, over 80% of the Italian banking industry has chosen the CBI Globe platform, which streamlines the telematic dialogue among Payment Service Providers, Fintech, enterprises, and the Public Administration to achieve compliance with the renewed EU regulatory framework and play an active role in the Open Banking and Open Finance scenario.
More recently, in 2023, CBI has become a Benefit Corporation, putting some common benefit purposes alongside the corporate purpose to promote socially motivated activities, increasing positive social impacts on people and the environment.