Raj Kamal



Raj Kamal
Global Head of Strategy and Credit, PayU Global

Raj Kamal is the Head of Strategy at PayU. In his role, he is responsible for global strategy, business development and M&A across all markets. PayU is a leading payments company with focus in emerging markets, and is owned by the Naspers Group

Prior to joining PayU in July 2015, Raj has worked for over 20 years across Consulting and Government. In his last assignment, Raj was as a Partner & Leader of Payments, Asia Pacific at McKinsey & Company. Over a 12 year stint in the Firm, he worked extensively with payments players and financial sector companies across strategy, business model & transformation related issues. His sample work included

•Defining the 5-year Payments roadmap for a South-East Asian country
•Redesigning the card strategy of a leading player in India
•Identifying new growth opportunities for a leading payments processor in Asia
•Evaluating a digital payments strategy for an attacker looking to disrupt the market
•Laying out the “Transaction Banking” strategy for a leading player in Asia

Raj has authored multiple articles in McKinsey publications – “Digital Maturity brings opportunity in India”, “Insights from the Asia Payments Map”. He has also spoken at multiple industry forms (e.g. Global Payments Summit in Singapore)

Raj holds an MBA from the Indian School of Business and a B.Tech from Indian Institute of Technology in Mumbai

Speaking History

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