Dr Christopher Sier is MD of FiNexus, a knowledge-transfer and research organisation that builds and operates innovation ecosystems (FiNexus Labs) across Europe. Chris advises stakeholders including the UK Government on innovation and fintech and also advises the UK Government, Regulators, the World Bank and various trade bodies on pension fund Corporate Governance and Cost Transparency. He is currently building a market utility for the pensions industry to capture and check cost data and worked with the IA to develop their Disclosure Code. He is Professor of Practice at Newcastle University Business School and the UK Treasury Fintech ‘Envoy’ for the North of England. Previously he was Managing Director of KAS Bank UK and Director of the Financial Services Knowledge Transfer Network. In the distant past he was a police officer in Edinburgh.