The “Schutzgemeinschaft für allgemeine Kreditsicherung” (General Credit Protection Agency in English) – SCHUFA – enables people to make their financial dreams come true. Simply, securely and at a reasonable price. We make it possible for people to carry out transactions quickly and conveniently and so companies can put their trust in them – without knowing them personally. We reduce the risk of a default for the providers of loans, goods and services, making more business possible at good conditions. So we support growth and prosperity in Germany. SCHUFA is an important part of our economy. Using state-of-the-art technology, we analyse and evaluate over 340,000 enquiries every day. Enabling us to bring the dreams of consumers together with providers’ need for security. We draw up creditworthiness scores and offer solutions with which people and companies can protect themselves against identity theft and fraud. We make an important contribution to the prevention of money- laundering and help limit the damage it causes to the economy. We also provide a platform for exchanging sustainability data across different branches of the economy. SCHUFA employs about 1.000 people at a total of seven locations and generated sales of about 276 million euros in the 2023 financial year.

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