Mifundo provides verified and passportable credit profile of the people in EU. We help banks to credit people from other countries. Either customer has arrived to bank’s country or bank intends to expand to customer’s country. We are licensed by FSA Estonia. Our AI-based engine has been developed in cooperation with scientists of University of Tartu. We are a member of ACCIS - EU credit bureaus association and are selected by Mastercard and top-tier banks in Northern Europe to their partnership program Lighthouse.