Linxo Group is a subsidiary of Crédit Agricole Payment Services, which harnesses Crédit Agricole Group’s expertise in marketing, innovation, processing and interbank representation.
Since 2010, Linxo Group has been developing and marketing solutions for account aggregation, payment initiation and personal finance management. The platform of its subsidiary Oxlin, a payment institution authorised by the ACPR [French Prudential Supervision and Resolution Authority], provides all the technology to access banking data and initiate transfers (services regulated by the Revised European Payment Services Directive, known as PSD2), with the customer's consent and in a totally secure manner. The services it offers range from API (Application Program Interface) bricks to complete white-label mobile app solutions covering the needs of start-ups as well as banks and insurance companies. These solutions enable the development of new services and new sources of revenue on multiple use cases: budget management, credit granting paths, accounting, loyalty, etc.
Its mobile application Linxo, which is already installed and used by more than 3 million people in France, is an intelligent financial assistant, which allows everyone to have an overview of their finances and to simplify the management of their money.