ID Finance is a financial technology company based in Spain with operations in this country and Mexico. Its main offering is focused on providing retail banking and finance solutions. The company is the fastest growing fintech in Spain, according to the FT 1000 ranking and it is also the first carbon-neutral financial technology firm in the region. The company is consistently profitable and since its inception in 2015 has processed around 9M credit applications. In 2021 ID Finance has launched Plazo, the first Spanish credit-led challenger bank. It is current offering a free Mastercard debit card which comes with one of the most attractive cashbacks in the country. In November 2021 Plazo launched as well credit solutions. It is now expanding its services to a wide range of purchase and further credit solutions that will soon be available, such as fractional payments, BNPL and salary advances, among others.