Dumb pipes or smart plumbers? The fintech infrastructure ecosystem has been evolving rapidly in recent years, and whether it be API middle layers, open banking access to bank infrastructure, rapidly evolving national payment infrastructures, or access to a dizzying array of proliferating payment rails globally, today’s fintechs and financial service providers are spoilt for choice with a smorgasbord of infrastructure providers to choose from. The sheer number of options out there makes choosing wisely ever more important, as the right infrastructure can become a defining competitive advantage whereas the wrong choice can end in frustration as competitors whiz by. This panel will explore how best to turn all the choices out there into a competitive advantage.

Speakers:
Yusuf Ozdalga, Partner, QED Investors
Dev Subrata, CEO & Founder, Fidel API
Roland Folz, CEO, Solarisbank AG
Claire Calmejane, Group Chief Innovation Officer, Société Générale