Algoan is a fintech revolutionising the credit sector by making it fairer and more responsible.
Leader in Credit Scoring API, it provides fintech, retailers, and financial institutions with credit decisioning tools that can be embedded via a programming interface into processes for BNPL, credit origination, car subscription, and even mortgage.
Based on Open Banking (the secure sharing of credit applicant bank data), Algoan solutions allow you to reduce credit risk, increase approved loan applications, lower processing costs, and offer a seamless 100% digital pathway.
Currently operating in France, Spain, Portugal, Italy, Belgium, Germany, and expanding to more countries this year.