I join from PayPal, as Head of Product Small and Medium size businesses (SMBs) and Financial Services. Started in 2012 and worked in several roles across its payments, consumer and merchant services, as well as helped the company grow to register over 400 million customers worldwide. As Global Head of DCB, I’m responsible for the DCB business’s ambition, operating model, technology platform and global partnerships globally. P&L delivery for Auto, Consumer Lending and Openbank will also fall under my remit consistent with our model; for South and North America regions primary P&L accountability sits with the countries.