Regulation in the Fast Lane
Regulation in the Fast Lane
Guardrails or roadblocks? Regulating at the speed of change
Regulators are no longer lagging innovation; they’re accelerating it.
The rules are being rewritten at breakneck speed, yet unevenly across borders and often fiercely contested, creating both opportunities and headaches for global players.
From MiCA to the UK’s APP fraud reimbursement rules and the looming European Anti-Money Laundering (AML) package deadline, the pace of regulatory change can either fuel innovation or choke it, deciding who thrives and who stalls.
Done right, regulation builds trust and unlocks growth. Done wrong, it fragments markets and forces innovation into the shadows.
In a year where fraud dominates headlines and AI raises existential questions, the regulatory race will decide who leads and who falls behind.
Among the topics we’ll be exploring
- Open Banking Fragmentation
- MiCA’s Pressures on the Crypto Industry
- Growth vs Stability in the Regulatory Landscape
- Guardrails for AI
- The New EU AML Package
- Regulatory Approaches to APP Fraud
Why it matters?
Over 65% of EU-based crypto businesses achieved MiCA compliance by Q1 2025, with the European crypto market projected to grow 15% year-over-year to €1.8 trillion by the end of 2025 under MiCA’s framework (CoinLaw, EU MiCA Regulations Statistics 2025: The Impact on Crypto Market, 16 June 2025).
The global open banking user base surpassed 470 million in 2025, with projections of the total reaching 600 million by 2027 (CoinLaw, Open Banking Adoption Statistics 2025: Adoption, Innovation & Growth, 5 July 2025).
Legislative mentions of AI rose 21.3% across 75 countries since 2023, a ninefold increase since 2016, with now over 204 AI-related laws in force globally (Stanford University, Artificial Intelligence Index Report 2025, 18 April 2025).