<p>The payment stack has been revolutionised repeatedly since the launch of fintech. We take a look at who owns it in 2026, how cloud-native players are improving speed and reducing costs, and why the merchant vs issuer model has emerged as the dominant relationship in payments.</p>

General Manager, UK & EU

Journalist

The UK’s Crypto Moment: Learn From Leaders or Lose Ground

Part 1 - The New Financial Rails: Ethereum at Institutional Scale

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Chief Revenue Officer

Who Owns the Global Payment Stack in 2026?

who-owns-the-global-payment-stack-in-2026-e102-73777

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The Intersection Stage

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Money20/20

Data & Infrastructure

Partnerships

Payments

The payment stack has been revolutionised repeatedly since the launch of fintech. We take a look at who owns it in 2026, how cloud-native players are improving speed and reducing costs, and why the merchant vs issuer model has emerged as the dominant relationship in payments.

Christos Chamberlain

Airwallex

Tanzeel Akhtar

Morley Sterling LLC

Pavel Mateev

Wirex

Jeff Parker

Paymentology

Anupam Pahuja

Nium

The payment stack has been revolutionised repeatedly since the launch of fintech. We take a look at who owns it in 2026, how cloud-native players are improving 

Who Owns the Global Payment Stack in 2026? - Schedule

Who Owns the Global Payment Stack in 2026?

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